FEMA Disaster Assistance for Individuals and Households Program which is provided for temporary repairs of your home so you are not dependent on other housing assistance and is not a Duplication of Benefits (DOB) to other assistance and HUD CDBG-DR Grants

FAQ#: 446 published 11-13-2020

Homeowners penalized with FEMA IHP Grants that made temporary repairs to your home so not to relocate or to take temporary housing assistance may be able to have the FEMA IHP Grant that currently is a DOB removed from the DOB calculation.

I know we have this and will be working on a pathway to have the FEMA IHP removed from the DOB calculation according to HUD policy. I would like to find homeowners that had to repay the FEMA IHP and have proof you used the IHP grants to make your home livable until you were offered a Grant. Then at that point you removed all your temporary repairs and made final repairs.

Resource: 2019-13147 p-88: Assistance provided for the purpose of housing rehabilitation, including assistance provided for temporary or minor rehabilitation, is for the same purpose as CDBG-DR rehabilitation assistance. However, the grantee can exclude assistance used for different costs of the rehabilitation, which are a different allowable use (rehabilitation costs not assisted with CDBG-DR). For example, if the other assistance is used for minor or temporary rehabilitation which enabled the applicant family to live in their home instead of moving to temporary housing until rehabilitation can be completed, the grantee can undertake remaining work necessary to complete rehabilitation. The grantee's assessment of total need at the time of application may include the costs of replacing temporary materials with permanent construction and of completing mold remediation by removing drywall installed with other assistance. These types of costs to modify partially completed rehabilitation that the grantee determines are necessary to comply with the requirements of CDBG-DR assistance do not duplicate other assistance used for the partial rehabilitation.

( https://www.federalregister.gov/d/2019-13147/p-88 )

Comment | Suggestion | Feedback

Decline Code 35 Not located in the declared disaster area.

FAQ#: 271 published 6-19-2020 1 min. 43 seconds read

Read


Decline Code 34 Credit is available elsewhere.

FAQ#: 270 published 6-19-2020 1 min. 39 seconds read

Read


Decline Code 33 Not eligible because the applicant is not a small business.

FAQ#: 269 published 6-19-2020 1 min. 52 seconds read

Read


Decline Code 32 Business activity is not eligible

FAQ#: 268 published 6-19-2020 1 min. 43 seconds read

Read


Decline Code 31 Economic injury is not substantiated

FAQ#: 267 published 6-19-2020 1 min. 1 seconds read

Read


Decline Code 43 Not eligible due to character reasons.

FAQ#: 272 published 6-19-2020 1 min. 55 seconds read

Read


Should the applicant cancel / decline the loan or should you allow the agency (SBA) to cancel your loan?

FAQ#: 256 published 5-29-2020 1 min. 0 seconds read

Read


PPP Forgiveness Application SBA and Treasury Release Paycheck Protection Program Loan Forgiveness Application.

FAQ#: 252 published 5-16-2020 2 min. 4 seconds read

Read


Paycheck Protection Program PPP Questions and Answers for a Select few. Published 4-28-2020

FAQ#: 251 published 4-29-2020 1 min. 50 seconds read

Read


PPP Topic; TIPS FOR SUBMITTING EFFECTIVE COMMENTS ON FEDERAL REGULATIONS. And your list of Paycheck Protection Program rules you might want to voice your opinion over.

FAQ#: 250 published 4-29-2020 29 seconds read

Read