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When you are ready to express your thanks this is the page that does it meaningfully.

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The frequently asked questions, disaster recovery articles and editorials are focused on the people and toward the citizen population of the most impacted and distressed areas.

Unlike local news media outlets, I do not have corporate editors that determine what is news worthy for our community. I deem every individual and household member recovering from a declared disaster important and relevant regarding what should be published. I read and review all questions asked of me through my contact page. I research every request from a policy and procedure point of view then I apply logic and some good old fashioned reading skills to find what can help even if it helps only one persons disaster recovery. 

I focus my efforts on reducing overall disaster recovery debt by finding eligible paths to grant relief. 

Why is my mortgage company holding back my disaster insurance claim payout money?

By Murray Wennerlund

If your insurance company issued a two-party check for hurricane damage repairs and your mortgage handler is holding the money from you it is likely they need you to provide them with your recovery and repair plan before they will disperse the funds.

The 6-month CDBG-DR Grant Process timer for your state started on 1-21-2025.

By Murray Wennerlund

Stay informed and become your own advocate for disaster damage not covered by insurance and other means. Unused disaster funds from 2023 will be applied to 2024. However, for most of you in 2023, your program is not over and you should be very active.

Fire, smoke blocking and air sealing between floors in a home.

By Murray Wennerlund

When a duct passes through a second-story floor, across an 18-inch space, and vents into a drywall ceiling below, there are a few critical steps to follow to ensure proper sealing, fireblocking, and structural integrity.