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From: Brister, Sonya M
Sent: Friday, July 20, 2018 3:10 PM
To: Kim Jupiter Disaster_Recovery
Cc: Pat Forbes Stacy Bonnaffons Flanery, Ryan D Parker, Tennille S Martin, Erinn M
Burgess, Adriane T Jeff Haley
Subject: RE: Resubmission: Louisiana Submission of Great Floods Non-Substantial Action Plan
Amendment 9

Hello Mr. Forbes,
The Department has received and reviewed the State of Louisiana's non-substantial Action Plan Amendment (APA) 9. It is noted that APA 9 modifies the reimbursement award structure of the Restore Louisiana Homeowner Program, and provides a technical clarification of award caps related to certain components of the Program, including mobile homes and elevation in the cases of reconstruction. For the Restore Louisiana Homeowner Program, APA 9 increases the percentage of the award for eligible homeowners in Phases III VI from 50% to 100% of the eligible award amount. The Department notes that the implementation of the this amendment will affect the State's LMI overall benefit percentage, decreasing it from 63% to 58%, based on the State's estimate. While the State is currently on target to exceed the required overall benefit threshold of 55%, HUD will continue to closely monitor the State's progress in this area.

This email serves as HUD's acknowledgement of APA 9.

Thank you,
Sonya M. Brister
CPD Specialist
Office of Block Grant Assistance
Disaster Recovery and Special Issues Division
U.S. Department of Housing and Urban Development
500 Poydras Street, 9th Floor
New Orleans, LA 70130
Sonya.M.Brister@hud.gov
Phone: 504.671.3017
Mobile: 202.500.3034
Fax: 504.671.3019

FAQ No. 149    

Date: 8-3-2019 Updated: 8-3-2019 Subject: Transparency

From: Kim Jupiter
Sent: Friday, July 20, 2018 2:13 PM
To: Disaster_Recovery
Cc: Pat Forbes Stacy Bonnaffons Flanery, Ryan D
Parker, Tennille S Martin, Erinn M
Burgess, Adriane T Brister, Sonya M

Subject: Resubmission: Louisiana Submission of Great Floods Non-Substantial Action Plan Amendment 9

2
Louisiana Office of Community Development, Disaster Recovery Unit would like to withdraw the Action Plan Amendment submitted on Wednesday July 18, 2018 and replace with the attached Non Substantial Action Plan Amendment No. 9 for the Utilization of Community Development Block Grant Funds in Response to the Great Floods of 2016.

Kimberly H. Jupiter
Administrative Liaison
Disaster Recovery Unit (DRU)
Office of Community Development
(225) 342-7419 of
(225) 219-9605 fx
Kim.Jupiter@la.gov
Please consider the environment before printing this e-mail.

FAQ No. 148    

Date: 8-3-2019 Updated: 8-3-2019 Subject: Transparency

First Email to HUD From Louisiana OCD-DRU:

From: Lori Dupont
Sent: Wednesday, July 18, 2018 9:01 AM
To: 'DisasterRecovery@hud.gov'
Cc: Pat Forbes Stacy Bonnaffons 'Flanery, Ryan D'
'Parker, Tennille S' 'Erinn.M.Martin@hud.gov'
'Adriane.T.Burgess@hud.gov' 'sonya.m.brister@hud.gov'


Subject: Louisiana Submission of Great Floods Non-Substantial Action Plan Amendment 9

Please accept this submission of the Louisiana Office of Community Development, Disaster Recovery Unit's Non Substantial Action Plan Amendment No. 9 for the Utilization of Community Development Block Grant Funds in Response to the Great Floods of 2016. This Action Plan Amendment No. 9 modifies the reimbursement award structure of the Restore Louisiana Homeowner Program. It also provides a technical clarification of award caps related to certain components of the Program, to include mobile homes and
elevation in the cases of reconstruction. This Action Plan Amendment is considered non-substantial, as it does not amend program budgets and it does not change the beneficiaries of a program.

Kindest Regards,
Lori Dupont
Executive Assistant to the Executive Director
Office of Community Development-Disaster Recovery Unit
State of Louisiana
225-342-1626

FAQ No. 147    

Date: 8-3-2019 Updated: 8-3-2019 Subject: Transparency

SCOPE DEFERMENT

Homeowners who cannot fulfill their escrow or homeowner responsibility obligations at the time of grant execution may be eligible for Scope Deferment to the extent that their eligible repair scope includes items that are non-essential for occupancy or habitability. Scope Deferment is not intended to remove the cost of the scope item from the responsibility of the homeowner, but rather to defer the work to the end of the construction project.

Restore Louisiana may be able to defer part of the escrow or homeowner responsibility amount by moving some items listed on the Estimated Cost of Repairs (ECR) to the end of the construction project for the homeowner to complete on their own. Deferring scope items to the end of the construction project does NOT remove the item (and the associated cost) from the homeowner's scope. All deferred scope items MUST be completed. The standard list of repair items eligible for Scope Deferment includes but is not limited to:

  • Interior painting of walls
  • Interior painting of ceilings
  • Interior painting of baseboards / trim / doors
  • Carpet or vinyl flooring

Homeowners are encouraged to work with their assigned CTA or case manager to determine if Scope Deferment would be an appropriate option. Homeowners who are eligible for Scope Deferment must sign a Scope Deferment Acknowledgment Form confirming their understanding of the policy and agreeing to complete deferred scope items at a later time.

UNDERSTANDING "HOMEOWNER RESPONSIBILITY" OR "ESCROW"

SOLUTION 1: PROGRAM-MANAGED CONSTRUCTION

  • The "required escrow" funds referenced in the Award Acknowledgment must be submitted to the Program during the closing appointment in the form of a cashier's check. These funds are matched with grant funds from the Program to ensure the repair / reconstruction project is fully funded and complete.

  • For Solution 1 homeowners, Scope Deferment will allow the Program contractor to begin construction without requiring an up-front deposit of escrow equal to the amount of deferred scope line items (net). Please note that the payment of any escrow amount that can't be deferred will still be required before construction may begin, and homeowners must complete all deferred scope items at the end of the construction project.

SOLUTION 2: HOMEOWNER-MANAGED CONSTRUCTION

  • The "homeowner responsibility" amount referenced in the Award Acknowledgement must be spent on home repairs listed in the Estimated Cost of Repairs (ECR) prior to receiving Program grant funds. Once the Program inspects and confirms completion of items in the ECR totaling more than the homeowner responsibility, grant funds may be disbursed in accordance with items and costs outlined in the grant agreement.
  • For Solution 2 homeowners, Scope Deferment will reduce the amount of homeowner responsibility funds that an applicant must invest in the construction project before they are able to begin receiving grant disbursements. Please note that homeowners must complete all deferred scope items at the end of the construction project.

Editors Note: Some Case Workers and Managers within the Restore Louisiana Homeowners Program are telling homeowners that their scope deferment can be paid or completed 10 or 20 years after the home is complete. This is FALSE INFORMATION. Your Deferment is to be paid or completed at the end of your construction project. Solution 2 will have 360 days from grant closing and Solution 1 typically has 120 days based on contractors contract with the state on how quickly they have to complete your home. No documents have been provided that homeowners have 10 to 20 years to pay recapture or homeowners responsibility.

Research Resources:

FAQ No. 145    

Date: 7-28-2019 Updated: 7-28-2019 Subject: Scope Deferment

The state proposes the below hardship criteria representing situations in which it may determine it is both necessary and reasonable to provide CDBG-DR assistance households with incomes exceeding 120% AMI who drew SBA funds:

  • Hardship due to housing cost burden.
    Individuals who spend more than 30% of their monthly gross income on housing costs are expected to experience hardship in recovery due to having limited financial resources
  • Hardship due to SBA loan repayment.
    Individuals who spend more than 15% of their monthly discretionary income on SBA loan repayment are expected to experience hardship in recovery due to having limited financial resources
  • Hardship due to advanced age.
    Individuals who are of an advanced age and are retired or for whom retirement is expected during the repayment period of the SBA loan. The reduced income or anticipated reduction of income that comes with retirement is likely to cause a hardship during the loan repayment period
  • Hardship due to cost of caring for dependents. Homeowners responsible for providing care to parents, children, grandchildren, and other dependents have long-term financial commitments to consider when contemplating incurring additional debt. Additional debt would be a burden and limit available resources needed to provide for dependents
  • Hardship due to major illness and/or death of wage earner. Households that have experienced a major illness or death of a household wage earner are anticipated to experience hardship in repaying SBA loans and completing recovery
  • Hardship due to costs associated with higher education for self or dependents. Tuition and living expenses for dependents in higher education present significant financial needs to homeowners. Household resources are strained to accommodate education-related expenses and homeowners may not have adequate monthly cash flow to support an additional note
  • Hardship due to loss of employment or reduction in income. A loss of income or job following the qualifying disaster event can impact the ability to repay a loan
  • Hardship due to costs associated with disability and/or special needs. Additional costs related to evacuation, relocation, and rebuilding for a disabled/special needs household puts an increased burden on financial resources that might otherwise be contributed to recovery
  • Hardship due to depletion of retirement account. Households who withdraw funds from their retirement account(s) after the qualifying disaster are anticipated to experience hardship during the repayment period of their SBA loan due to the loss of future retirement income.

The state of Louisiana adds the following line to Action Plan Amendment 12.

Additional criteria may be added or considered on a case-by-case basis. Should this scenario arise, the state will consult with appropriate HUD representatives for guidance prior to calculating any award adjustment.

Research Resources:

FAQ No. 144    

Date: 7-26-2019 Updated: 7-26-2019 Subject: Hardship

Interim Mortgage Assistance offers financial assistance to eligible applicants in the Restore Louisiana Homeowners Assistance Program who demonstrate financial difficulty in paying their mortgage due to additional housing expenses incurred as a result of their primary residence no longer being habitable. Interim mortgage assistance may be provided for past, current, and future debt obligations of the mortgage, capped at $3,000 per month for a maximum of 20 months or $60,000.

FAQ No. 143    

Date: 7-25-2019 Updated: 7-25-2019 Subject: Mortgage

State of Louisiana HUD CDBG-DR AMI (%) Percentage.

AMI up to 80% 2018 (low to moderate) PDF Download.

AMI up to 120% 2018/19 (average) PDF Download.

Need more information? Here's your jump board.

If your AMI changed from below 80% to over 80% and under 120% you can appeal that your increase has not been for two consecutive years. Over 120% AMI you can argue on the same grounds if your increase has not been for 2 consecutive years.

Those of you that are over HUD's income limits (120%) and would like to understand more about how HUD determines over income limits this link is for you.
Resource link: FR-2018-07-26

AMI Formulas:
Very Low Income (VLI) * 2.4 = 120% AMI.
Very Low Income is 50% AMI.

Example: State wide VLI family of 2 = $24,850
$24,850 * 2.4 = $59,640 120% or HUD Income Limit.

So be sure the state doesn't use the math I just showed you. Some areas are much higher while others are lower. The state really likes to put everyone in one box, so look out for a spreadsheet with the above calculations in VLI for your areas.

Example: Louisiana State Wide 120% AMI.

Research Resources:

FAQ No. 135    

Date: 6-16-2019 Updated: 7-19-2019 Subject: AMI

FEMA Hazard Mitigation Grant Program funds provided to parishes, then distributed to individuals, also have a 25 percent cost-share, but it is the individual who is responsible for payment.

The state allocated $2,714,277 to assist low-to-moderate income residents who qualify for HMGP funds but cannot afford to pay the cost-share.

The parishes identified with Isaac funded HMGP elevation programs and their initial allocations are as follows:

Parish Current Allocation

  • Livingston $450,000.00
  • Terrebonne $578,152.86
  • Washington $240,000.00
  • Tangipahoa $450,000.00
  • TBD $996,124.14

Total $2,714,277

Research Resource:

FAQ No. 142    

Date: 7-17-2019 Updated: 7-17-2019 Subject: HMGP

State Accepting Public Comments on Plan to Reallocate Disaster Recovery Funding for Hurricane Isaac.

Office of Community Development
Disaster Recovery Unit
State of Louisiana
Division of Administration

Feb. 21, 2018
FOR IMMEDIATE RELEASE
Contact: Marvin McGraw
Louisiana Office of Community Development
marvin.mcgraw@la.gov

The Louisiana Office of Community Development is accepting public comments on an Action Plan Amendment that reallocates Community Development Block Grant-Disaster Recovery funding received from the Department of Housing and Urban Development for recovery from Hurricane Isaac.

Action Plan Amendment 11 will:

  • Amend allocations for St. John the Baptist Parish's Homeowner Rehabilitation, Housing Elevation, Small Rental Rehabilitation, Small Business Grant and Loan, Demolition and Clearance programs;
  • Reduce the allocation for St. John the Baptist Parish;
  • Reduce the allocation for State Administration and Planning;
  • Reduce allocations for the State-Run Hazard Mitigation Cost-Share for LMI Households and Homeowner Rehabilitation Programs; and
  • Create and allocate funds for the State-Run Soft-Second Mortgage Program. The formal public comment period for Action Plan Amendment 11 begins today, Feb. 21 and continues until 5 p.m. Tuesday, March 6, 2018. Residents, community leaders and elected officials can view the plan by visiting Action Plans and clicking on the respective APA link.

Research Resource:

FAQ No. 141    

Date: 7-17-2019 Updated: 7-17-2019 Subject: HMGP

From: Erin Monroe Wesley
Sent: Monday, September 19, 2016 9:58 AM
To: knapp@brac.org Don Pierson olivier@c100la.org sreilly@lamar.com mfaulk@centralcss.org
mayor@shreveportla.gov Johnny Bradberry shawndwilson@dota.louisiana.gov parich@lsu.edu
rjetson@me.com rharris@lma.org attyrol@aol.com jimmydurbin@bellsouth.net
jrobideaux@lafayettela.gov davennorris@hotmail.com commissioner@ldaf.state.us
james.ted@legis.la.gov morrishd@legis.state.la.us poper@legis.state.la.us shadoinr@legis.la.gov
suelkins@cox.net Jacqui Vines jvineswyatt@gmail.com


Cc: Pat Forbes Rowdy Gaudet Lori Dupont Erin Monroe WesleySubject: Restore Louisiana Task Force

Good Morning -
Thank you for agreeing to serve on the Governor's Restore Louisiana Task Force, which is charged with establishing short and long-term priorities in developing plans for recovery and redevelopment throughout the state of Louisiana as a result of the March and August flooding events. Our first meeting of the task force will be held on Wednesday, September 28, 2016, 9:30 a.m. - 11:30 a.m., in House Committee Room 5 at the Louisiana State Capitol. Please let us know if you are able to attend by responding to Lori Dupont, copied here, at Lori.Dupont@la.gov. I have attached the following documents for your review and records in preparation for our first meeting:

  1. Executive Order JBE No. 16-65 creating the Restore Louisiana Task Force
  2. A letter from Governor Edwards to President Obama dated August 23, 2016
  3. A letter from Governor Edwards to President Obama dated September 12, 2016
  4. A letter from the Executive Office of the President, Office of Management & Budget, to House Appropriations Chairman Hal Rogers and
  5. A flood briefing document prepared for our visits with members of Congress.

We would like to engage the members of the task force as early as this week in our meetings with HUD, FEMA, and GOHSEP this Friday, September 23rd . Please let us know if you would like to join us for these meetings this week.

Restore Louisiana Task Force Membership

  • Adam Knapp, President & CEO, Baton Rouge Area Chamber
  • Jacqui Vines, Retired Executive, Cox Communications
  • Don Pierson, Secretary, Louisiana Economic Development
  • Michael Olivier, CEO, Committee of 100 for Economic Development, Inc.
  • Sean Reilly, CEO, Lamar Advertising
  • Michael Faulk, Superintendent, Central Community School System
  • Ollie Tyler, Mayor, City of Shreveport
  • Johnny Bradberry, Executive Assistant to the Governor for Coastal Affairs, Coastal Protection & Restoration Authority Board Chairman
  • Dr. Shawn Wilson, Secretary, Department of Transportation & Development
  • Dr. James A. Richardson, State Economist
  • Raymond Jetson, Board Member, Baton Rouge Area Foundation, President & CEO, MetroMorphosis
  • Ronnie Harris, Executive Director, Louisiana Municipal Association
  • Roland Dartez, Executive Director, Louisiana Police Jury Association
  • Jimmy Durbin, Former Mayor, City of Denham Springs
  • Joel Robideaux, Mayor-President, Lafayette Parish
  • Dave Norris, Mayor, City of West Monroe
  • Mike Strain, Commissioner, Department of Agriculture & Forestry
  • Edward "Ted" James, State Representative, District 101
  • Dan W. &ldquoBlade&rdquo Morrish, State Senator, District 25
  • J. Rogers Pope, State Representative, District 71
  • Robert E. Shadoin, State Representative, District 12
  • Suzie Elkins, Consultant

Restore Louisiana Task Force Staff Support

  • Erin Monroe Wesley, Special Counsel, Office of the Governor
  • Pat Forbes, Executive Director, Office of Community Development
  • Rowdy Gaudet, Chief of Staff, Office of Community Development
  • Lori Dupont, Executive Assistant to the Executive Director, Office of Community Development

Additional staffers to be identified.
We look forward to working with each of you in our state's recovery efforts.

Erin
Erin Monroe Wesley
Special Counsel (Policy Director/Legislative Affairs)

FAQ No. 140    

Date: 7-13-2019 Updated: 7-13-2019 Subject: State Directors

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