We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.
HUD CDBG-DR Base Flood Elevation (BFE), two (2) feet above the Advisory Base Flood Elevation (ABFE)
1 minute 42 seconds reading time.
When you work with your municipality and they say your elevation has to be Base Flood Elevation BFE they are quoting FEMA policy. FEMA offers a 25/75 cost share for elevation. Your municipality has to tell you BFE plus 2 feet to use other federal funds.
What you will find on your substantial damage letter generated by FEMA Substantial Damage Estimator software
1 minute 6 seconds reading time.
A detailed look at what you will find on your FEMA Substantial Damage Estimator SDE output. For more details about each section I recommend that you read the SDE 3.0 User Manual and Field Workbook published by FEMA for the SDE software.
How to Appeal Substantial Damage assessments conducted by FEMA or your municipality.
12 minutes 18 seconds reading time.
Substantial Damage determinations at times can cause additional disaster debt burden beyond what the homeowner can financially manage. When we need to contest or appeal the substantial damage report we need to follow federal and your municipality policy.
Livingston Parish RE: Notification of Substantial Damage and NFIP Non-Compliance
6 minutes 29 seconds reading time.
FEMA Substantial Damage” notice dated April 19, 2021 and sent by the Livingston Parish LOHSEP to homeowners. It is estimated that more than 3,800 homeowners have been requested to follow the FEMA mitigation policies that should have been processed in 2016
American Rescue Plan Act Duplication of Benefits concerns and alerts
3 minutes 37 seconds reading time.
SVO Grant is a duplication of benefits with the SBA EIDL and any PPP Draw. A duplication of benefits occurs when your business including self-employed gig workers receives financial assistance which can be in the form of federal secured loans
American Rescue Plan Act of 2021 SEC. 5002. TARGETED EIDL ADVANCE.
5 minutes 40 seconds reading time.
EIDL Advance is to make payments to covered entities that have not received the full amounts to which the covered entities are entitled under section 331 of the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act.
American Rescue Plan Act of 2021 SEC. 3201. EMERGENCY RENTAL ASSISTANCE.
2 minutes 3 seconds reading time.
I have clipped the sections of rental assistance that will match your states housing assistance agencies. Your state will have a HUD program which will process your claim. If you were unemployed for the year 2020 you will qualify in nearly all cases.
SBA Disaster Recovery Loans Group is teaming up with financial, tax, and loan processors.
1 minute 10 seconds reading time.
The COVID-19 pandemic has forced hundreds of small business owners to search the internet for DIY assistance with SBA and US Treasury programs. From the CARES Act we will merge into the American Rescue Plan of 2021 with proper business planning.
COVID-19 Targeted EIDL Advance was signed into law on December 27, 2020, as part of the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act. The Targeted EIDL Advance provides businesses located in low-income communities.
Ask us about H.R. 133 Section 324 titled Save Our Stages (SOS) Shuttered Venue Operator Grants
14 minutes 32 seconds reading time.
Section 324 Summary of H. R. 133 Save Our Stages (SOS) Shuttered Venue Operator Grants Questions with Answers. Be sure to submit your question using the form near the bottom of this article. I will be updating this section as changes are published