FEMA Declared disaster relief 4277
DR-4277 Louisiana Severe Storms and Flooding

Declared Disaster March & August, 2016 DR-4263 & DR-4277

From March 8 through April 8, 2016, more than 3 dozen parishes in Louisiana experienced severe storms and flooding. A Major Disaster Declaration covering these parishes&thinsp[1] was issued on March 13, 2016 (MDD 4263). From August 11 through August 31, 2016, severe storms and flooding affected nearly 2 dozen parishes. A Major Disaster Declaration for these parishes&thinsp[2] was issued on August 14, 2016 (MDD 4277). Seven parishes were included in both the March and August Major Disaster Declarations.[3] The notice covers Major Disaster Declarations (MDDs) 4263 and 4277,[4] issued on March 13, 2016, and August 14, 2016, respectively.

We all can't be the "Boots on the Ground" assistance that offers the physical support you will need in the beginning days. But, we can be your guide to the more detailed world of long term disaster recovery. We homeowners and would like to share with you our long term disaster recovery mistakes and accomplishments.

We know you will be soon fighting with a commission, boards, committees that are looking for FEMA and HUD money for any number of state expenses. Homeowners in the early days of the disaster (12 months) are on top of the food chain when it comes time to ask the Federal Government for money. But as the media stops reporting your disaster, as the community starts giving up on a full recovery we'll share with you our internal states struggle for homeowners federal assistance funding.

Your fight for your federal and state recovery assistance starts today and will last until the last dollar is spent on the very last home.

Stop: when you feel something is not right.
Wait: allow those that you ask questions to answer fully, pause, record answers, have answers written for your records.
Reason: what is the reason you have to follow a specific sequence of delivery? Ask for a reason when told "You have to apply". Do not do anything without a valid reason and be sure that reason is documented and you are handed a copy of policy.
Logic: if you can not see the logic then there is no logic to the path, process, policy, procedure. Repeat the Stop, Wait, Reason process until their is logic or simply walk away and save yourself time at this point then follow the next step.
Learn: when you reach this point you may have a good idea of what is happening but you need to know on a federal government policy, public law, guidance, directive and executive order what it's really all about. When you know, learn, gain the knowledge we have gained you can confront policy obstacles calmly with facts and leave your emotions out of the process of recovery. Empathy has never rebuilt a kitchen.
Proceed: once you have learned the process you may proceed with your next step in your recovery and your neighborhoods recovery.

  • What Disaster Relief Services are available to you.
  • Understanding how your income level can secure you HUD CDBG-DR Grants 12 months from Sept. 14, 2018 that will save you 10's of thousands of dollars.
  • What FEMA offers in Grants IA, IHP, and temporary housing.
  • The Truth about the SBA Disaster Loan Program. Learn from those that have added serious debt burden to their household by believing in a promise of more grants and the promise that SBA loans would be paid by HUD CDBG-DR Grant money later.
  • We will share with you the real time it takes to recover without risk and the time if you are willing to risk excessive indebtedness that could place your security clearances in jeopardy as well as your military careers.

Important Notice

FEMA Individual & Households Program

Individual & Households Programs have started. (2 Parts) Learn what FEMA does not tell you that HUD CDBG-DR Grantees (state OCD) will. If you do not follow the HUD policy for FEMA grants you could be penalized duplication of benefits that have to be repaid next year.

  • FEMA Number: 800-621-3362

If you're an out of state group that does not have your schedule filled with homes to clean and gut I'll do my best to find groups from Louisiana that are in your area that can assist you in finding homeowners to help. We remember so many out of state volunteers just looking for work but no homeowners around to allow access to the property. Let's make sure we work our resources better each disaster. Thank you all for being the boots on the ground. Use the contact page to send your request.

Disaster Data:

Disaster Data:

83,109 households that applied to FEMA and were approved.

FEMA approved IA and IHP grants in the amount of $776,984,502.63.

Local Government Public Assistance Grants: $605,279,436.56

Designated Parishes (Individual Assistance):
Acadia (Parish), Ascension (Parish), Avoyelles (Parish), East Baton Rouge (Parish), East Feliciana (Parish), Evangeline (Parish), Iberia (Parish), Iberville (Parish), Jefferson Davis (Parish), Lafayette (Parish), Livingston (Parish), Pointe Coupee (Parish), St. Helena (Parish), St. James (Parish), St. Landry (Parish), St. Martin (Parish), St. Tammany (Parish), Tangipahoa (Parish), Vermilion (Parish), Washington (Parish), West Baton Rouge (Parish), West Feliciana (Parish)

Allocations / Notices published Federal Register

Start your Long Term Recovery process.

List of names, contract information, phone, email, mailing address of the following departments.

All current and active members assigned to the Restore Louisiana Task Force.

State of Louisiana Office of Community Development - Disaster Recovery Unit Contact Information

  • Ask your local representative what HUD and FEMA programs apply to you and what are the startup times.

Louisiana Congressional Delegation Contact Information


Congressman Steve Scalise

Congressman Steve Scalise

Congressman Steve Scalise represents Louisiana's 1st Congressional District in the United States House of Representatives. Scalise currently serves as the House Majority Whip.

Office Locations:

  • Washington D.C. Office:
    • 2338 Rayburn HOB
      Washington, DC 20515
      (202) 225-3015
  • Hammond Office:
    • 1514 Martens Drive, Suite 10
      Hammond, LA 70401
      (985) 340-2185
  • Houma Office:
    • 8026 Main Street, Suite 700
      Houma, LA 70360
      (985) 879-2300
  • Mandeville Office:
    • 21454 Koop Drive, Suite 2C
      Mandeville, LA 70471
      (985) 893-9064
  • Metairie Office:
    • 110 Veterans Blvd., Suite 500
      Metairie, LA 70005
      (504) 837-1259


Congressman Cedric Richmond

Congressman Cedric Richmond

Congressman Cedric Richmond represents Louisiana's 2nd Congressional District in the United States House of Representatives. Cedric currently serves on the House Committee on Homeland Security and the House Committee on the Judiciary.

Office Locations:

  • Washington D.C. Office:
    • 420 Cannon HOB
      Washington, DC 20515
      (202) 225-6636
  • Baton Rouge Office:
    • 1520 Thomas H. Delpit Drive, Suite 126
      Baton Rouge, LA 70802
      (225) 636-5600
  • Gretna Office:
    • 200 Derbigny St., Suite 3200
      Gretna, LA 70053
      (504) 365-0390
  • New Orleans Office:
    • 2021 Lakeshore Drive, Suite 309
      New Orleans, LA 70122
      (504) 288-3777

Congressman Congressman Clay Higgins 3rd District Louisiana

Congressman Clay Higgins

Congressman Clay Higgins is a Republican member of the U.S. House of Representatives representing Louisiana's 3rd Congressional District.

Office Locations:

  • Washington D.C. Office:
    • 711 Longworth House Office Building
      Washington, DC 20515
      (202) 225-2031


You are going to hear about IA (Individual Assistance) and IHP (Individual Household Program and ONA (Other Needs Assistance).

IA (Individual Assistance)
Taking the event order you will be offered a small amount of grant money if any for IA. This is a safe grant and will not be used against you later as long as it is for rental or during the time you were suffering and that is during the disaster. If you lost your home or appartment this IA grant may pay for Hotels, Appartments, or other shelter directly. What they give you in form of a check is to cover your time between the disaster and when you get into a rental agreement that they will pay directly. Take the IA money.

  • IA Housing Needs
    • Temporary Housing (a place to live for a limited period of time): Financial assistance may be available to homeowners or renters to rent a temporary place to live. If no rental properties are available, a government housing unit may be provided, but only as a last resort.
    • Lodging Expenses Reimbursement: Reimbursement of hotel expenses for homeowners or renters may be available for short periods of time due to inaccessibility or utility outage if not covered by insurance or any other program.

IHP (Individual Household Program)
This is where we say think before you accept anything. If it's a grant you receive this money can only be used on repairing your home. But, if your home is a Manufactured home this money will count against you for later grants. Also, if you purchase appliances, furniture, hot water heater, bedding, clothes you will be penalized for those purchases later. This is to make your home safe to live in but also doesn't not count as funds for rebuilding as your home was prior to the disaster. You must understand that every dollar of IHP will be counted against you with other programs so you must spend that money you have recieved only on items that other programs will not offer you grant money for or toward the final repairs of your home.
More Information and Resources.

  • IHP Housing Needs
    • Temporary Housing (a place to live for a limited period of time): Financial assistance may be available to homeowners or renters to rent a temporary place to live. If no rental properties are available, a government housing unit may be provided, but only as a last resort.
    • Lodging Expenses Reimbursement: Reimbursement of hotel expenses for homeowners or renters may be available for short periods of time due to inaccessibility or utility outage if not covered by insurance or any other program.
    • Repair: Financial assistance may be available to homeowners to repair disaster-caused damage to their primary residence that is not covered by insurance. The goal is to make the damaged home safe, sanitary, or fit to occupy.
      • Note: IHP Grants to repair your home are for the structure only. You can not purchase vehicles, kitchen appliances, kitchen cabinets, tables, chairs or other furniture. You can not purchase hot water heaters or bathroom fixtures. The IHP Grants are to make your home or part of your home safe but they do not include anything like a new microwave. Basically it's Windows, Walls, Doors and clean your floor. Everything else will be deducted from grants down the sequence of deliver which may or may not be a deduction from your grant but rather a debt that has to be repaid before additional grant money is awarded.
    • Replacement: Financial assistance may be available to homeowners to replace their home destroyed in the disaster that is not covered by insurance. The goal is to help the homeowner with the cost of replacing their destroyed home.
    • Permanent or Semi-Permanent Housing Construction: Direct assistance or money for the construction of a home. This type of help occurs only in insular areas or other locations specified by FEMA, where no other type of housing assistance is possible.

ONA (Other Needs Assistance)
To date we have not had any reports of anyone being awarded ONA grants which can be used for anything from clothing to vehciles. We do know that nearly everyone that lost a vehicle was told if you applied to the SBA and were "Declined" by the SBA FEMA may award you the ONA. We find this FALSE based on the fact that the SBA will qualify you for collateral loans and if you own a home even with a mortgage they will create you an approved loan amount that will disqualify you from any ONA grant. This grant is not actually my opinion worth applying for because FEMA requires you to apply for a SBA loan first. More information and resources.

NOTICE: FEMA will tell you that you will have to apply for the SBA Disaster Loan to be qualified for ONA Grant money. The only way to be awarded ONA Grant money from FEMA is to be declined by the SBA which only happens under extreme or adverse conditions. 1. You are a known terrorist or enemy of the state and country. 2. You are in prison. 3. Your household has no verifiable income. 4. You are dead.

SBA Disaster Loan Program (By default we say NO to any SBA loan application.)
Be very careful and be aware of the risks you are about to take when you are asked or told to apply for an SBA Disaster Loan. These are LOANS and NOT GRANTS. These are not Business Loans that are forgiven after 5 to 7 years. These are loans which the SBA will offer you even if you have no created an income of $18,090 Net per year as long as you have collateral or assets they will approve you a loan.

  • Those that are below the 80% AMI for your area should NOT apply for the SBA disaster loan.
  • Those between 80% and 120% should seek only local lenders for any short term rebuilding loans or non at all.
  • Those over 120% will be paying market interest rates so it doesn't help to apply to the SBA either. Look to local lenders to borrow money.

In all cases and all income levels it is important to calculate your recovery funds and your ability to acquire conventional loans, borrow from family, friends, draw from your retirement saves, etc. Once you select an SBA loan even if you do not take the money but you have executed the loan and then backed out or cancelled the loan that money will be used against you as available disaster recovery funds later when you are offered HUD CDBG-DR grants. We have many homeowners that are willing to share their experiences with you directly about the SBA loan process. Most will tell you to seek other assistance and avoid the application process of the SBA Disaster Loan program completely. Read what a 35 year retired OCD-DRU director has to say about the program and take the words seriously. Say No to the SBA Loan, read more.

We are homeowners, renters, victims of disasters that thought the federal system was here to help us. We were wrong, the shock were all were in because of the disaster blinded us and with that in mind I want to tell you personally that it has taken more than one year to even reach the point of understanding what we needed to do for our disaster recovery. We are still living in a RV 2 years after the disaster and still fighting the federal and state disaster recovery people over every penny we are qualified to receive.
No one plans on disasters because we have federal, state and local government employees we pay to handle these matters. We expected them to tell us from the first day what to do. What we have learned was nothing short of everything FUBAR. Many lost thousands over policy that has not business even being in a disaster relief or disaster recovery program while others were lied to and suffer today a debt burden they would have never had if our local elected officials and paid goverment employees would have advised us with the correct information. Even news media outlets from local services failed to pass the information about how to recover which they all hand in hand.

Federal Resource Links: FEMA-DR-4277 Official Federal Disaster Page

State Resource Links: HUD Sponsored Grantee website

Retired state director of CDBG State Representatives to warn their people about SBA Loans in their jurisdiction.

Flood Survivors Experience Links:

Restore LA Program Info Exchange (Facebook.Com Group)

  • eGrantsPlus 4.2 Restore Louisiana Homeowner Assistance Program Grant Policy Changes side by side view
    Contributor

    eGrants Award Instructions dont change often but when they do you need to know what changed and you need to read your grant instructions. You may not be aware of all the policy rule changes that may place you as ineligible anytime during your recovery.

    OCD-DRU
  • Dec 15 2017 ...what do you think the odds are of DC granting us relief from the SBA loan...
    Contributor

    In a short quick email just after Congressman Graves announced his first failed attempt at fixing the SBA issue we have the State of Louisiana OCD-DRU and a Task Force member who asked the odds of Washington D.C. helping on this issue. Researched Emails

    OCD-DRU
  • Email Discussion of Cong. Graves letter to Gov Edwards re: Comite River Diversion Canal
    Contributor

    When Paul Sawyer Chief of Staff at Congressman Garret Graves asks if any FEMA Hazard Mitigation Grant Program Funds or any HUD Community Development Block Grant funds can be used on the Congressmans Comite Diversion Canal the efforts are great.

    OCD-DRU
  • Restore Louisiana contractor IEM denies homeowners elevation costs in Construction Payment process
    Murray Wennerlund

    In the state of Louisiana homeowners required to reconstruct and elevate have had an on going battle with select IEM managers about the proper methods of handling the financing. To date, not a single homeowner in this group has been able to finalize.

    OCD-DRU
  • September 28, 2016 RESTORE LOUISIANA TASK FORCE MINUTES
    Contributor

    Louisiana State Capitol, House Committee Room 5

    OCD-DRU
  • October 14, 2016 RESTORE LOUISIANA TASK FORCE DRAFTED MINUTES
    Contributor

    Louisiana State Capitol, House Committee Room 5 DRAFTED MINUTES

    OCD-DRU
  • State of Louisiana OCD-DRU tells homeowners to start using CTA for answers.
    Murray Wennerlund

    This comes after months of fighting between homeowners and their point of contact CTA at the IEM offices for recovery information. Many CTAs where told by management not to communicate with homeowners while others simply ignored the homeowner.

    OCD-DRU
  • The Water Institute Group TWIG April 12 2018 Request on the Task Force Watershed item for tomorrow.
    Contributor

    ...I've been thinking more about how to make use of the scientists at the Water Institute of the Gulf (TWIG) in this work. The state has invested enormous resources to build the strength of this independent science institute as a unique global leader...

    OCD-DRU
  • Restore Louisiana Task Force approves using Homeowners HUD grants as Seed Money for State mitigation projects
    Murray Wennerlund

    Many never heard it coming, others actually knew since July of 2018 that the program that was once designed to help homeowners would be used to fund state mitigation projects directly or indirectly. This time its direct, state asks for SEED Money!

    CDBG-DR
  • State of Louisiana contractor IEM hires sub-contractor to reduce elevation caps by 5%
    Murray Wennerlund

    IEM Inc a NC Risk Management company holds true to their core business model by creating a report comparing the price of wood vs. concrete when elevating homes. The report awards 5% more grant funds to use timbers and 5% less for concrete CMU blocks.

    Fact Check

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  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

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