No inspection from FEMA? Registered and reported Minor Damage but able to live in my home? Only Remote Telephone Inspection? Home Repair Funds less than actual repairs?

Published 12-27-2022 updated 3-4-2023 search group Inspection

I registered with FEMA and reported by answering question 34. "Minor Damage but able to live in my home" with a checkmark.

I had more than $8,000 in damages and FEMA only sent $500.
My state says they will only take FEMA damage reports and will not consider my damage estimates for Hurricane Ida.

I have appealed twice with FEMA and they did two remote inspections only. They didn't ask for anything more than pictures and a video call with me showing the damages.

If any of these issues happened to you for any declared storm in 2020 and 2021 leaving you with out of pocket repair expenses and you have registered with FEMA and with the Louisiana Restore Homeowners Program please contact me to join a list of homeowners not inspected correctly by FEMA.

If you are still not able to live in your home make sure you ask your municipality for your Substantially Damage Estimate Report (SDE Report) it will be on file with your city or parish planning and zoning. If they do not know what you are talking about please send me contact information so I can call them and train them on FEMA disaster recovery processes and the SDE assessment software they all should have on at least one computer.

Thank you for reading. Use the message form below to send your comment, suggestion, feedback, opinion, and content request.
Expect a response within 2 days. Check for an email from @TruckAndTools.Com.

Name

Email address

Select Category

Your message: *

Question: What is 10 + 9 ?: *

Captcha*

Enter Numbers:

175 research topics

Homeowners may find that lenders will use insurance, which was originally thought to be for rebuilding, to pay off their mortgage instead. It's not personal; it's a way for lenders to protect their money by controlling risk.

#436 published 1-21-2025 1 min. 28 seconds read, search group Mortgage.

FEMA may provide financial assistance for the repair of disaster-damaged real property components, including, but not limited to: For mobile homes, for Houseboats...

#437 published 12-3-2024 1 min. 40 seconds read, search group HRA.

FEMA inspected owner-occupied units are categorized by HUD into one of five categories. HUD may only accept Major to Severe in their CDBG-DR Grant program.

#438 published 12-1-2024 1 min. 14 seconds read, search group IHP.

FEMA: All applicants with disaster-caused mold damage may be eligible for the assistance when they meet all other conditions of eligibility.

#439 published 12-1-2024 1 min. 36 seconds read, search group HRA.

FEMA increased the maximum amount of Individual and Household Program (IHP) and Other Needs Assistance (ONA) Grants to $43,600.

#440 published 11-30-2024 1 min. 39 seconds read, search group IHP.

No inspection from FEMA? Registered and reported Minor Damage but able to live in my home? Only Remote Telephone Inspection? Home Repair Funds less than actual repairs?

#454 published 12-27-2022 updated 3-4-2023 1 min. 9 seconds read, search group Inspection.

If your manufactured home was damaged or developed unhealthy living conditions after a declared disaster due to the disaster can I receive a grant to replace my mobile home?

#443 published 1-23-2023 updated 3-4-2023 1 min. 26 seconds read, search group Manufactured Home.

Restore Louisiana Homeowner Assistance Program will provide assistance to homeowners who need to demolish and reconstruct their disaster damaged home.

#449 published 1-14-2023 26 seconds read, search group Damage.

How to use our Research Based Learning pages to better understand a subject, to collect the missing pieces of the puzzle, to start a research project or to close out your research project. Resources published here are parts or segments of..

#1 published 12-30-2018 updated 12-12-2020 1 min. 55 seconds read, search group HowToResearch.

INTERNSHIP OPPORTUNITY: NON-PAID OVERWORKED NONPARTISAN

#241 published 4-23-2020 1 min. 9 seconds read, search group PSA.

175 research topics

Why is my mortgage company holding back my disaster insurance claim payout money?

By Murray Wennerlund 3-17-2025

If your insurance company issued a two-party check for hurricane damage repairs and your mortgage handler is holding the money from you it is likely they need you to provide them with your recovery and repair plan before they will disperse the funds.

The 6-month CDBG-DR Grant Process timer for your state started on 1-21-2025.

By Murray Wennerlund 1-23-2025

Stay informed and become your own advocate for disaster damage not covered by insurance and other means. Unused disaster funds from 2023 will be applied to 2024. However, for most of you in 2023, your program is not over and you should be very active.

Fire, smoke blocking and air sealing between floors in a home.

By Murray Wennerlund 12-20-2024

When a duct passes through a second-story floor, across an 18-inch space, and vents into a drywall ceiling below, there are a few critical steps to follow to ensure proper sealing, fireblocking, and structural integrity.