FEMA IHP Notice of Maximum Amount of Assistance Under the Individuals and Households Disaster Program

FEMA has increased the amount of grant funding for all declared disasters after October 1, 2021 to $37,900 for housing assistance and $37,900 for other needs assistance. It is your responsibility to push for the maximum amounts and use the grant wisely.

By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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National Flood Insurance Program: The Current Rating Structure and Risk Rating 2.0 BFE elevation estimates

The National Flood Insurance Program NFIP has been working overtime publishing documents that are clearly indicating your best elevation number will be no less than 3 feet above Base Flood Elevation BFE for the best pricing structure.

By Murray Wennerlund published 10-4-2022 updated 10-4-2022
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FEMA Resource for Substantially damaged homes

FEMA may have inspected your home and determined that the damage was more than 50 percent higher than the market value of your home. At that point FEMA may not offer much in recovery funds but you may actually be qualified to have a new home constructed.

By Murray Wennerlund published 9-29-2022 updated 9-29-2022
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What does FEMA Federal Cost Share cover and does my state have to agree to pay the cost share?

IHP Other Needs Assistance ONA and Transitional Sheltering Assistance TSA are subject to a cost share between FEMA and the state, territorial, or tribal STT government.

By Murray Wennerlund published 9-29-2022 updated 9-29-2022
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Secured Federal USDA Single Family Housing Repair Loans

Secured Federal USDA Single Family Housing Repair Loans up to 40,000 for 20 years at 1 percent interest and Grants of up to 10,000.

By Murray Wennerlund published 8-25-2022 updated 8-25-2022
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FEMA describes the Waiver of Duplication of Benefits under the Disaster Recovery Reform Act

In 2019 the Robert T. Stafford Disaster Relief and Emergency Assistance Act was amended adding Section 312b. Each executive branch agency affected by Section 312b published their individual interpretation, guidance and implementation plans.

By Murray Wennerlund published 8-4-2022 updated 8-12-2022
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FEMA NFIP Risk Management 2.0 Risk Rating 2.0 Projected Insurance Premium Changes by State

Get your FEMA flood insurance risk rating 2.0 insurance premium changes here. This is the official FEMA projected costs map for FEMA NFIP Risk Management 2.0 Risk Rating 2.0 Projected Insurance Premium Changes by State

By Murray Wennerlund published 4-21-2022 updated 4-21-2022
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FEMA Trailer and MHU program ends 18 months after a disaster declaration date.

Your states governor will need to submit to FEMA an extension for the temporary shelters. The extension will come at a price which your governor may pay for out of state funds or charge the occupants based on income or a flat monthly fee typically 50.00.

By Murray Wennerlund published 1-10-2022 updated 4-17-2022
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FEMA Appeal Process Information the additional information found within your application.

The appeal process I posted years ago is still valid. I am adding this additional information after Hurricane Ida in 2021 which is located online in your application to FEMA. Look to my other resource for a sample of the appeals letter.

By Murray Wennerlund published 9-20-2021 updated 4-16-2022
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Where can I find the online Operation Blue Roof application form?

Operation Blue Roof provided by the US Army Corps of Engineers working with FEMA. Your disaster blue roof application needs to be filed between 8am and 8pm EST.

By Murray Wennerlund published 9-9-2021 updated 10-3-2022
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