FEMA is here to help you in the short term recovery processes quickly after a declared disaster. They do not have the knowledge to advise you for your long term recovery other than giving you a simple damage estimate and offering you up to SBA for loans.
They are designed to help with temporary housing and to help you find long term recovery assistance with other agencies such as the Small Business Administration (SBA).
Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.
After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.
FEMA Limits rental assistance to no more than 24 months to a household. Continuums of Care in Texas, Louisiana, the U.S. Virgin Islands, Puerto Rico and Florida due to damages and related flooding sustained by Hurricanes Harvey, Irma, and Maria.
Many homeowners received large amounts of money shortly after the flood. If you login to your FEMA account you may find a letter similar to the one posted here.
