How to use FEMA by Homeowners Experience
FEMA

FEMA is heading to town!

FEMA is here to help you in the short term recovery processes quickly after a declared disaster. They do not have the knowledge to advise you for your long term recovery other than giving you a simple damage estimate and offering you up to SBA for loans.
They are designed to help with temporary housing and to help you find long term recovery assistance with other agencies such as the Small Business Administration (SBA).

  • FEMA Individual and Households Program IHP Grants explained Part 2 spending for reimbursement earnings.
    Murray Wennerlund

    After you have read part one this is the part that ties it all together. This is from our 2016 Floods and our experience with FEMA Grants and the Duplication of Benefits issue we all face when HUD CDBG-DR grants become available.

  • FEMA Individual and Households Program IHP Grants explained Part 1 of 2
    Murray Wennerlund

    FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

  • Appeal FEMA inspector verified loss determination. You need $8,000 in damages to qualify for HUD CBDG-DR Grant
    Murray Wennerlund

    Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

  • Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO
    Contributor

    After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

  • Limited rental assistance to no more than 24 months to a household, now is 3 yrs. for TX, LA, PR, Virgin Isl
    Contributor

    FEMA Limits rental assistance to no more than 24 months to a household. Continuums of Care in Texas, Louisiana, the U.S. Virgin Islands, Puerto Rico and Florida due to damages and related flooding sustained by Hurricanes Harvey, Irma, and Maria.

  • Duplication of Benefits with FEMA IHP Individuals and Households Grant Program
    Writers Pool

    Many homeowners received large amounts of money shortly after the flood. If you login to your FEMA account you may find a letter similar to the one posted here.

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Comments

  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Read
  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Supervisor O.

    FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

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