Did Wells Fargo Home Mortgage apply your NFIP Flood Insurance or Disaster Insurance toward your mortgages unpaid balance?
By Murray Wennerlund published 11-3-2022 updated 11-3-2022
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Did Wells Fargo Home Mortgage apply your NFIP Flood Insurance or Disaster Insurance toward your mortgages unpaid balance?
By Murray Wennerlund published 11-3-2022 updated 11-3-2022
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| Payoff
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Need a manufactured home quote?
If you need a quote for a new manufactured home for the Louisiana Restore program send a note with your old VIN number and your status in the program. All we can do is help you get the quotes for the MHU you are looking to replace. Contact me
Disaster victims that were forced to demolish their homes and elevate above Base Flood Elevation plus 2 feet were sent a Restore LA OCD-DRU Solution 2 Reconstruction and Elevation Allowance calculator.
By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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| Elevation
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After the 2016 floods many households that required ADA accommodations found themselves being denied by case managers of the Restore Louisiana Homeowners Program because of documentation. The state after 6 years seems to have fixed the bureaucracy a bit.
By Murray Wennerlund published 10-21-2022 updated 10-21-2022
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Louisiana Water System Grades
Preliminary Report Card. Click your parish from the map. Some data will be updated May 2023.
During disasters you may find yourself in financial hardship due to the loss of income during the disaster period or you are paying for secondary housing while your primary location is being repaired.
By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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| Housing
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If you are unable to work after your area was impacted by a federally declared major or severe disaster you are most likely eligible for unemployment compensation even if you havent paid for unemployment compensation while self employed.
By Murray Wennerlund published 10-4-2022 updated 10-4-2022
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| Unemployment
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Carpenters and Carpenter helpers.
I am asked often if I would do carpentry work in my area. I'm getting too slow to actually handle most of the jobs I'm asked to do. I'd like to handoff the work to a carpenter that's better than me. I'm always looking for a good carpenter helper for projects I take on. Contact me and get listed and working.
Most homeowners policies will pay additional expenses ALE you have if you cant stay in your home because of damage from a covered disaster.
By Murray Wennerlund published 9-30-2022 updated 9-30-2022
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| Hotel
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The State of Louisiana has been perfecting recapture processes since Hurricane Katrina. Recaptured funds from homeowners means more to the state coffers and more disaster debt to homeowners. Learn the signs you are at risk of recapture before it happens.
By Murray Wennerlund published 9-25-2022 updated 9-29-2022
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| Recapture
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Federal Disaster Assistance
When you are navigating the federal disaster assistance agencies your first stop should be to the TruckAndTools.Com Disaster Resources. Every disaster agency uses the same process but not every disaster agency follows strict policy and guidance. Don't go into your disaster recovery with blind trust of your federal and state agencies that are leading the push to get you sheltered and out of the program.
HUD CDBG-DR Grants for Disaster Recovery You have the right to appeal. Your state will list how many days you have to respond to any communications.
By Murray Wennerlund published 8-14-2022 updated 8-14-2022
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| Ineligible
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HUD CDBG-DR Grants designed to be distributed as a drawdown to funds allocated for rebuilding are now only used to reimburse expenses of finished repairs. This is to reduce 0.4 fraudulent use of grant funds by creating income segregation.
By Murray Wennerlund published 8-14-2022 updated 9-25-2022
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| Reimbursement
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Patrick Forbes Director of the Office of Community Development - Disaster Recovery Unit and Chair of the Louisiana Watershed Initiative has announced the Flood Ready Workforce Development Program which provides heavy equipment training funded by HUD CDBG
By Murray Wennerlund published 5-22-2022 updated 8-12-2022
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