After a declared disaster FEMA is first to offer GRANTS then second is HUD CDBG-DR GRANTS you need to know your AMI percentage to be able to plan. If your AMI is below the value listed on this page for your area then DO NOT sign an SBA LOAN.

What you need to know today to fight HUD CDBG-DR elevation rulings before Nov. 21 2016 if you elevated BFE plus one foot. What city planners need to know for future elevation and permitting requirements to meet HUD CDBG-DR guidelines and policy.

HUD OIG published its recommendations and HUD made its comments. But still today we are seeing thousands of low income families penalized for duplication of disaster recovery benefits that they did not receive and did not want to take.

We are not lawyers but we do know when something just doesn't set well with the masses. 3,800 Louisiana flood victims have been refused HUD Grants under the guidance of Governor John Bel Edwards and the state of Louisiana Office of Community Development.

Many of us never think to ask our home mortgage lenders if they would force us to pay off our mortgage if our home was destroyed by natural disaster.

What state leaders do not understanding is more than a few of these homes required to have Environmental inspections are owned by homeowners that will NOT qualify for CDBG-DR grants no matter the outcome of their environmental inspection.

When you dont plan your process and your process includes an environmental inspection before you qualify the homeowner for CDBG-DR Grant funding you are wasting taxpayer money and your own allocated recovery funds.