The ability to reimburse SBA disaster loans with HUD CDBG-DR Grants to homeowners will no longer be allowable because the DRRA loan exception sunsets on October 5, 2023.
By Murray Wennerlund published 9-28-2023 updated 9-28-2023
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The ability to reimburse SBA disaster loans with HUD CDBG-DR Grants to homeowners will no longer be allowable because the DRRA loan exception sunsets on October 5, 2023.
By Murray Wennerlund published 9-28-2023 updated 9-28-2023
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Carpenters and Carpenter helpers.
I am asked often if I would do carpentry work in my area. I'm getting too slow to actually handle most of the jobs I'm asked to do. I'd like to handoff the work to a carpenter that's better than me. I'm always looking for a good carpenter helper for projects I take on. Contact me and get listed and working.
FEMA Disaster Assistance for Individuals and Households Program which is provided for temporary repairs of your home so you are not dependent on other housing assistance and is not a Duplication of Benefits DOB to other assistance and HUD CDBG-DR Grants
By Murray Wennerlund published 10-10-2022 updated 10-10-2022
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Its not done often enough, but more disaster victims are learning its best to hire an attorney on contingency of successfully litigating additional insurance payouts. Always aim for the maximum amount of disaster recovery funds by hiring a lawyer.
By Murray Wennerlund published 10-7-2022 updated 10-7-2022
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Federal Disaster Assistance
When you are navigating the federal disaster assistance agencies your first stop should be to the TruckAndTools.Com Disaster Resources. Every disaster agency uses the same process but not every disaster agency follows strict policy and guidance. Don't go into your disaster recovery with blind trust of your federal and state agencies that are leading the push to get you sheltered and out of the program.
Your state will from time to time based on influence from your governors office elect to evaluate any increase in disaster recovery costs. Your allowance for sqft may have been 78 dollars adjusted to 87 dollars due to increase costs of materials.
By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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After a disaster you may need housing assistance. You may have had your mortgage broker take your homeowners insurance and paid off your mortgage. You may have found your mortgage company demands a payoff of your mortgage because your homes damage.
By Murray Wennerlund published 9-27-2022 updated 9-27-2022
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Unmet needs are all costs related to your recovery that were not covered by other resources.
By Murray Wennerlund published 8-27-2022 updated 9-4-2022
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How to write an appeal for CDBG-DR reimbursement to cover NFIP insurance funds used by mortgage lenders to payoff mortgage after a disaster left your home substantially damaged. Mortgage lenders will protect their interest with your insurance payment.
By Murray Wennerlund published 5-26-2022 updated 11-3-2022
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| Mortgage
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For some households, the information I provide helps them get back in their homes. Others I've had a hand in helping them recovery from some of their disaster debt burden. In any case, when you use the information I provide and it's helpful and makes you more successful with your disaster rebuild or new construction then feel free to contribute what you can and when you can. It helps with the hours of unpaid research and reading.
How to navigate a Forced Mortgage Payoff by your mortgage lender. When your insurance payout is taken by your lender to payoff your mortgage it's to protect the lender from default, property change of ownership.
By Murray Wennerlund published 5-18-2022 updated 11-3-2022
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Homeowner Mortgage Assistance, a U.S. Taxpayer funded program designed to assist individuals and families impacted financially by the COVID-19 pandemic that are at risk of mortgage loan default and have a federally secured mortgage.
By Murray Wennerlund published 1-13-2022 updated 1-14-2022
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Need a manufactured home quote?
If you need a quote for a new manufactured home for the Louisiana Restore program send a note with your old VIN number and your status in the program. All we can do is help you get the quotes for the MHU you are looking to replace. Contact me
Small Businesses that own real property, are low income, filed a disaster claim with FEMA, filed an application with SBA that was denied could be eligible for HUD CDBG-DR grants managed by your state agency for Unmet Economic Revitalization Needs.
By Murray Wennerlund published 12-20-2021 updated 12-22-2021
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