When rules, guidance, process, laws and procedures are put in place that are described as helpful but the victims of the disasters see no help we need to review the rules, the process, the laws and the procedures and question why they are in place. Matters Under Review are issues experience by disaster victims that are specific to rules, laws, guidance, procedures of disaster recovery.
Grantee OCD-DRU Louisiana has adapted a new policy to deny Low and Moderate income households from claiming a financial hardship do to having good credit and the ability to receive a Federal Secured SBA loan.
We have noticed that many low to moderate income families have been refused HUD CDGB-DR grant funds due to the fact that SBA has approved them for a loan. Even if they didnt take the loan it is being used to deny grants because of their credit.
What state leaders do not understanding is more than a few of these homes required to have Environmental inspections are owned by homeowners that will NOT qualify for CDBG-DR grants no matter the outcome of their environmental inspection.
When you dont plan your process and your process includes an environmental inspection before you qualify the homeowner for CDBG-DR Grant funding you are wasting taxpayer money and your own allocated recovery funds.
When I read that the Mayor of Denham Springs was speaking with politicians in Texas about what Denham Springs did after the storm I thought it was interesting that anyone would listen to a Mayor of a city that is failing more than every after.
This is only a list of companies that violated Louisiana state licensing laws. It does not mean they do not know how to build, remodel, repair or construct. It only means they operated without a state license or WP and GL insurance or fraud issue.
HR 1892 passed. Duplication of Benefits for Louisiana flood victims that were credit worthy of an SBA loan but declined the loan. Restore LA managed by IEM Inc calculates flood victims DOB to include the SBA loan when homeowners declined the loan.
Opinion: We need to start looking at plans like this but in a larger scope of support. Funding needs to cover B.F.E. each time B.F.E. changes. Current drainage needs to be optimized and people need to learn to clean their private ditches.
