Subsidized Loans for HUD Guidance June 2019 notice. What the notice includes.
V.B.1. Subsidized Loans For this notice, subsidized loans (including forgivable loans) are loans other than private loans. Both SBA and FEMA provide subsidized loans for disaster recovery. Subsidized loans may also be available from other sources. Subsidized loans are assistance that must be included in the DOB analysis, unless an exception applies.
As a general rule, CDBG–DR grant funds are available only to pay for new activities. However, most Federal Register notices governing CDBG–DR grants permit payment of costs dating back to the date of the disaster that led to the CDBG–DR grant award. These Federal Register notices require grantees to adhere to reimbursement requirements previously established by HUD when reimbursing applicants' costs.(Resource #5) Reimbursement is not permitted if payment of the cost with CDBG–DR funds will cause a DOB because an exception does not apply or violate the requirement that CDBG–DR funds shall not be used for activities reimbursable by, or for which funds are made available by, FEMA or the Army Corps of Engineers.
Research Resources:
- Resource #5: The most recent CPD notice made applicable by Federal Register notices governing CDBG–DR grants is CPD Notice 2015–07, "Guidance for Charging Pre-Application Costs of Homeowners, Businesses, and Other Qualifying Entities to CDBG Disaster Recovery Grants" HUD may update this notice and amend reimbursement requirements in Federal Register notices from time to time. This notice applies to reimbursement of applicants other than the grantee and subrecipient. The requirements on reimbursement of costs of the grantee or subrecipient are described in the Federal Register notices governing the grants.
FAQ Research based learning
"Providing resource supported answers."
FEMA Disaster Assistance for Individuals and Households Program which is provided for temporary repairs of your home so you are not dependent on other housing assistance and is not a Duplication of Benefits (DOB) to other assistance and HUD CDBG-DR Grants
State of Louisiana Restore LA Program managed by the OCD-DRU says it will not pay interest on SBA loans.
HUD to clarify the sequence of delivery of disaster assistance to individuals.
Multiple disasters occur in the same location, and the applicant has not recovered from the first disaster.
CDBG-DR Order of Assistance. When the Grantee takes CDBG-DR grants to pay for FEMA or Army Corps projects.
Subsidized Loans for HUD Guidance June 2019 notice. What the notice includes.
SBA Disaster Recovery Loan Applicant Information: Cancelled SBA Loan, Cancelled subsidized loan.
SBA Disaster Recovery Loan Applicant Information: Declined or cancelled subsidized loans
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