For some households, the information I provide helps them get back in their homes. Others I've had a hand in helping them recovery from some of their disaster debt burden. In any case, when you use the information I provide and it's helpful and makes you more successful with your disaster rebuild or new construction then feel free to contribute what you can and when you can. It helps with the hours of unpaid research and reading.
State of Louisiana HUD CDBG-DR AMI (%) Percentage.
AMI up to 80% 2018 (low to moderate) PDF Download.
AMI up to 120% 2018/19 (average) PDF Download.
Need more information? Here's your jump board.
If your AMI changed from below 80% to over 80% and under 120% you can appeal that your increase has not been for two consecutive years. Over 120% AMI you can argue on the same grounds if your increase has not been for 2 consecutive years.
Those of you that are over HUD's income limits (120%) and would like to understand more about how HUD determines over income limits this link is for you.
Resource link: FR-2018-07-26
AMI Formulas:
Very Low Income (VLI) * 2.4 = 120% AMI.
Very Low Income is 50% AMI.
Example: State wide VLI family of 2 = $24,850
$24,850 * 2.4 = $59,640 120% or HUD Income Limit.
So be sure the state doesn't use the math I just showed you. Some areas are much higher while others are lower. The state really likes to put everyone in one box, so look out for a spreadsheet with the above calculations in VLI for your areas.
Example: Louisiana State Wide 120% AMI.
Research Resources:
- CDBG Income Limits
- HUD Notice Sets HOTMA Over-Income Limit
National Low Income Housing Coalition (NLIHC)