CDBG-DR Community Development Block Grant Disaster Recovery

Eligible Homeowners to receive financial assistance from state managed federally funded programs.

Financial hardship means a material reduction in income or material increase in living expenses associated with any federally declared disaster and in this article we will use the coronavirus pandemic as our current federally declared disaster.

By Murray Wennerlund published 8-9-2021 updated 8-10-2021
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HUD CDBG-DR Base Flood Elevation (BFE) plus two (2) feet above the Advisory Base Flood Elevation (ABFE)

When you work with your municipality and they say your elevation has to be Base Flood Elevation BFE they are quoting FEMA policy. FEMA offers a 25/75 cost share for elevation. Your municipality has to tell you BFE plus 2 feet to use other federal funds.

By Murray Wennerlund published 5-13-2021 updated 11-11-2022
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HUD Office of Housing Counseling and Foreclosure Avoidance Counseling.

HUD Office of Housing Counseling and Foreclosure Avoidance Counseling. Dont wait for the last minute to ask for help.

By Writers Pool published 8-6-2020 updated 8-6-2020
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Self-Help Homeownership Opportunity Program (SHOP)

The Self-Help Homeownership Opportunity Program SHOP offers major not for profits the opportunity to purchase and make ready for some real sweat equity and volunteer-based homeownership programs for low-income persons and families.

By Murray Wennerlund published 9-2-2020 updated 10-30-2020
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Elevation IRC 2015 Section R322.2.1 requirements do not match those of HUD CDBG-DR or CDBG-MIT requirements

Elevation IRC 2015 Section R322.2.1 requirements do not match those of HUD CDBG-DR or CDBG-MIT funded disaster recovery projects.

By Murray Wennerlund published 12-6-2020 updated 5-31-2022
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HUD Area Median Income Tables

U.S. Department of Housing and Urban Development HUD Area Median Income Tables

By Murray Wennerlund published 8-3-2021 updated 8-3-2021
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Homeowner Assistance Fund Program that applies to ALL States and US Territories.

Mortgage Assistance will be managed by the same departments as the current Rental assistance. Expect the same results, slow disbursements and eligibility requirements that may not offer any financial assistance or funding coverage.

By Murray Wennerlund published 8-9-2021 updated 8-9-2021
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HUD CDBG-DR Grants funded by Public Law 117-43 from the 117 Congress

Federal Taxpayer funded disaster recovery grant funds have been allocated to major and severe disasters declared in 2020 and 2021. H.R.5305 - Extending Government Funding and Delivering Emergency Assistance Act is allocating

By Murray Wennerlund published 10-31-2021 updated 11-6-2021
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Low Income Small Business owners with real property and unmet needs can use HUD Economic Revitalization grants

Small Businesses that own real property, are low income, filed a disaster claim with FEMA, filed an application with SBA that was denied could be eligible for HUD CDBG-DR grants managed by your state agency for Unmet Economic Revitalization Needs.

By Murray Wennerlund published 12-20-2021 updated 12-22-2021
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How to write an appeal to have HUD CDBG-DR grants reimburse NFIP insurance funds used to payoff home mortgage.

How to write an appeal for CDBG-DR reimbursement to cover NFIP insurance funds used by mortgage lenders to payoff mortgage after a disaster left your home substantially damaged. Mortgage lenders will protect their interest with your insurance payment.

By Murray Wennerlund published 5-26-2022 updated 11-3-2022
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