Elevation IRC 2015 Section R322.2.1 requirements do not match those of HUD CDBG-DR or CDBG-MIT requirements

image

By Murray Wennerlund published 12-6-2020 updated 5-31-2022
Contribute $3.00 | Print | Tag: Elevation

Elevation IRC 2015 Section R322.2.1 requirements do not match those of HUD CDBG-DR or CDBG-MIT funded disaster recovery projects.

Elevation IRC 2015 Section R322.2.1 requirements do not match those of HUD CDBG-DR or CDBG-MIT funded disaster recovery projects. 

HUD has since Nov. 21, 2016 required that all HUD sponsored new construction in Special Flood Hazard Areas (SFHA) have the primary structure elevated to Base Flood Elevation plus 2 feet. This would include Zone A, and AO as listed below as well as AE.

HUD CDBG Docket No. FR-5989-N-01

e. Elevation standards for new construction, repair of substantial damage, or substantial improvement.

"...must be elevated with the lowest floor, including the basement, at least two feet above the 1 percent annual floodplain elevation. Residential structures with no dwelling units and no residents below two feet above the 1 percent annual floodplain, must be elevated or floodproofed..."

IRC 2015

R322.2.1 Elevation requirements.

1. Buildings and structures in flood hazard areas, including flood hazard areas designated as Coastal A Zones, shall have the lowest floors elevated to or above the base flood elevation plus 1 foot (305 mm), or the design flood elevation, whichever is higher.

2. In areas of shallow flooding (AO Zones), buildings and structures shall have the lowest floor (including basement) elevated to a height above the highest adjacent grade of not less than the depth number specified in feet (mm) on the FIRM plus 1 foot (305 mm), or not less than 3 feet (915 mm) if a depth number is not specified.

3. Basement floors that are below grade on all sides shall be elevated to or above base flood elevation plus 1 foot (305 mm), or the design flood elevation, whichever is higher.

 

Comment | Suggestion | Feedback

Share on Facebook
Share on Twitter
Share on LinkedIn
Share on Pinterest
Share on Reddit
TruckAndTools.Com News

How to write an appeal to have HUD CDBG-DR grants reimburse NFIP insurance funds used to payoff home mortgage.

By Murray Wennerlund published 5-26-2022
Contribute $3.00 | | Print | Tag: Mortgage | Category: 23
How to write an appeal for CDBG-DR reimbursement to cover NFIP insurance funds used by mortgage lenders to payoff mortgage after a disaster left your home substantially damaged. Mortgage lenders will protect their interest with your insurance payment.

Continue Reading

After a disaster your insurance may be used by your lender to pay off your mortgage forcible or compulsory.

By Murray Wennerlund published 5-18-2022 updated 5-29-2022
Contribute $3.00 | | Print | Tag: ForcedMortgagePayoff | Category: 23
How to navigate a Forced Mortgage Payoff by your mortgage lender. When your insurance payout is taken by your lender to payoff your mortgage it's to protect the lender from default, property change of ownership.

Continue Reading

Mortgage Relief Program for Homeowners Impacted by COVID-19

By Murray Wennerlund published 1-13-2022 updated 1-14-2022
Contribute $3.00 | Print | Tag: MortgageAssistance | Category: 23
Homeowner Mortgage Assistance, a U.S. Taxpayer funded program designed to assist individuals and families impacted financially by the COVID-19 pandemic that are at risk of mortgage loan default and have a federally secured mortgage.

Continue Reading

Low Income Small Business owners with real property and unmet needs can use HUD Economic Revitalization grants

By Murray Wennerlund published 12-20-2021 updated 12-22-2021
Contribute $3.00 | Print | Tag: Grants | Category: 23
Small Businesses that own real property, are low income, filed a disaster claim with FEMA, filed an application with SBA that was denied could be eligible for HUD CDBG-DR grants managed by your state agency for Unmet Economic Revitalization Needs.

Continue Reading

HUD CDBG-DR Grants funded by Public Law 117-43 from the 117 Congress

By Murray Wennerlund published 10-31-2021 updated 11-6-2021
Contribute $3.00 | Print | Tag: CDBG-DR | Category: 23
Federal Taxpayer funded disaster recovery grant funds have been allocated to major and severe disasters declared in 2020 and 2021. H.R.5305 - Extending Government Funding and Delivering Emergency Assistance Act is allocating

Continue Reading

Homeowner Assistance Fund Program that applies to ALL States and US Territories.

By Murray Wennerlund published 8-9-2021
Contribute $3.00 | Print | Tag: MortgageAssistance | Category: 23
Mortgage Assistance will be managed by the same departments as the current Rental assistance. Expect the same results, slow disbursements and eligibility requirements that may not offer any financial assistance or funding coverage.

Continue Reading

Eligible Homeowners to receive financial assistance from state managed federally funded programs.

By Murray Wennerlund published 8-9-2021 updated 8-10-2021
Contribute $3.00 | Print | Tag: MortgageAssistance | Category: 23
Financial hardship means a material reduction in income or material increase in living expenses associated with any federally declared disaster and in this article we will use the coronavirus pandemic as our current federally declared disaster.

Continue Reading

HUD Area Median Income Tables

By Murray Wennerlund published 8-3-2021
Contribute $3.00 | Print | Tag: Renter | Category: 23
U.S. Department of Housing and Urban Development HUD Area Median Income Tables

Continue Reading

HUD CDBG-DR Base Flood Elevation (BFE), two (2) feet above the Advisory Base Flood Elevation (ABFE)

By Murray Wennerlund published 5-13-2021 updated 1-10-2022
Contribute $3.00 | PDF | Print | Tag: Elevation | Category: 23
When you work with your municipality and they say your elevation has to be Base Flood Elevation BFE they are quoting FEMA policy. FEMA offers a 25/75 cost share for elevation. Your municipality has to tell you BFE plus 2 feet to use other federal funds.

Continue Reading

American Rescue Plan Act of 2021 SEC. 3201. EMERGENCY RENTAL ASSISTANCE.

By Murray Wennerlund published 3-28-2021 updated 1-11-2022
Contribute $3.00 | PDF | | Print | Tag: ARPA2021 | Category: 23
I have clipped the sections of rental assistance that will match your states housing assistance agencies. Your state will have a HUD program which will process your claim. If you were unemployed for the year 2020 you will qualify in nearly all cases.

Continue Reading