Restore Louisiana Homeowners SBA DOB payoff Hardship application highlights

If you are in Louisiana and have an SBA loan from the 2016 floods you most likely are very aware of the June 20th 2019 HUD Guidance that allows you to use HUD CDBG-DR funds to payoff SBA debt if you can show HUD you have a financial hardship repaying debt

By Contributor published 11-20-2020 updated 1-15-2022

Highlights for those looking for answers to your DOB SBA HUD to SBA check.

Page being updated at this time 1-15-2022.

Documents created in 2017 have been referenced over the years but never quoted in new processes. This information is vital if you are dealing with hardship appeals. Updates will be posted after FOIA documents are provided by the state.

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Restore Louisiana Hurricane Ida processing grinds to a stop over Environmental Reviews not being processed.

Your Environmental Impact and Review Report has to be completed before your state can calculate your HUD CDBG-DR grant. Who is responsible for Environmental Review and Impact Reports for Hurricane Ida households and why are they delayed by months?

By Murray Wennerlund published 3-29-2023 updated 3-29-2023
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Restore LA OCD-DRU Official Elevation Allowance Calculator for approved elevation reimbursement

Disaster victims that were forced to demolish their homes and elevate above Base Flood Elevation plus 2 feet were sent a Restore LA OCD-DRU Solution 2 Reconstruction and Elevation Allowance calculator.

By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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Restore Louisiana Interior and exterior 504/ADA accommodations, you must plan ahead to receive them.

After the 2016 floods many households that required ADA accommodations found themselves being denied by case managers of the Restore Louisiana Homeowners Program because of documentation. The state after 6 years seems to have fixed the bureaucracy a bit.

By Murray Wennerlund published 10-21-2022 updated 10-21-2022
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Rental assistance is available to those facing financial hardship due to a declared disaster

During disasters you may find yourself in financial hardship due to the loss of income during the disaster period or you are paying for secondary housing while your primary location is being repaired.

By Murray Wennerlund published 10-5-2022 updated 10-5-2022
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Disaster Unemployment Assistance (DUA) for Independent Contractors, Self-Employed and others

If you are unable to work after your area was impacted by a federally declared major or severe disaster you are most likely eligible for unemployment compensation even if you havent paid for unemployment compensation while self employed.

By Murray Wennerlund published 10-4-2022 updated 10-4-2022
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Federal Disaster Assistance

When you are navigating the federal disaster assistance agencies your first stop should be to the TruckAndTools.Com Disaster Resources. Every disaster agency uses the same process but not every disaster agency follows strict policy and guidance. Don't go into your disaster recovery with blind trust of your federal and state agencies that are leading the push to get you sheltered and out of the program.

Restore Louisiana Homeowner Program OCD-DRU Grant Recapture Procedures

The State of Louisiana has been perfecting recapture processes since Hurricane Katrina. Recaptured funds from homeowners means more to the state coffers and more disaster debt to homeowners. Learn the signs you are at risk of recapture before it happens.

By Murray Wennerlund published 9-25-2022 updated 9-29-2022
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Ineligible Due to Non-Responsiveness and Ineligible Due to Failure to Provide Required Documentation

HUD CDBG-DR Grants for Disaster Recovery You have the right to appeal. Your state will list how many days you have to respond to any communications.

By Murray Wennerlund published 8-14-2022 updated 8-14-2022
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Does the Restore Louisiana OCD-DRU HUD Grant program offer a Scheduled Draw payment?

HUD CDBG-DR Grants designed to be distributed as a drawdown to funds allocated for rebuilding are now only used to reimburse expenses of finished repairs. This is to reduce 0.4 fraudulent use of grant funds by creating income segregation.

By Murray Wennerlund published 8-14-2022 updated 9-25-2022
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