You are forced to Elevation and Reconstruction because your home or structure was substantially damaged.
In 3 minutes and 21 seconds or 936 words you could learn something new.
Summary at a Glance

Elevation, Reconstruction - Substantially Damaged Home. It's more than just money, it's time and the conflicting instructions each federal agency gives you. One may tell you not to fix anything, one may say go ahead and repair what you can.

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