If you are unaware of the states math practices just keep in mind the word "Lesser" is your multiplier.
This is paid in full and based on Restore contractors inspection.
This is paid by what Restore inspectors estimate your repair costs will be. This is done with the software Xactimate set for "Economy" costs.
If your SBA loan is more than the Reimbursements and Repairs combined you will need to provide contracts, invoices, receipts to show your costs were greater than the states estimates. If you can not provide proof of added expense the program will pay the lesser of the costs for repair. This is typically what the state estimates your repair costs to be.