Elevation for disaster victims, the Data, Math and illogical approach that costs flood victims 5% more.

image

Elevation Cost Analysis by IEM recommends increasing disaster victims out of pocket costs by more than 5 percent if homeowner selects to use concrete blocks for column supports in lieu of timber poles or wood columns.

By Murray Wennerlund published 1-12-2019 updated 6-5-2019 2 min. 14 seconds read viewed 824 times. Download PDF


The June 18th 2018 Elevation Cost report by IEM Inc. ends up costing most homeowners 5% or more due to the illogical method of creating averages between two different materials and two different labor skill sets.

Call it unfair, call it discrimination, call it bad logic, no matter what you call it, homeowners are getting less than promised in the states HUD approved Action Plan 9 when it comes to Elevation Allowance.

Here is what was used (Xactimate category / grouping).

  1. Combination CMU Piers on Concrete Footing with Driven Pile Foundation.
  2. Driven Pile Foundation with Concrete Footing.

The Math: The two different methods listed above were added then divided by 2 to create an average elevation cost for flood victims. 

Logical checks for our disaster recovery would be to not allow any of the prices to be less than economy / standard grade prices as well as not allowing one price to be greater than economy / standard grade.

The results that created the Elevation Allowance Table in APA 9 published July 19, 2018.

Method 1, 850/sf home:
Xactimate price $38.72/sf Economy Grade for CMU block 6' elevation.
Program cap: $36.63/sf is $2.09/sf -5.4% less than economy grade.

Method 1, 1100/sf home:
Xactimate price $35.81/sf Economy Grade for CMU Block 6' elevation.
Program cap: $33.90/sf is $1.91/sf -5.33% less than economy grade.

Method 1, 1300/sf home:
Xactimate price $34.68/sf Economy Grade for CMU block 6' elevation.
Program cap: $32.81/sf is $1.87/sf -5.40% less than economy grade.

Method 1, 1400/sf home:
Xactimate price $35.23/sf Economy Grade for CMU block 6' elevation.
Program cap: $33.27/sf is $1.96/sf -5.56% less than economy grade.

Method 1, 1700/sf home:
Xactimate price $32.67/sf Economy Grade for CMU block 6' elevation.
Program cap: $30.87/sf is $1.80/sf -5.50% less than economy grade.

Method 1, 2100/sf or more home:
Xactimate price $29.95/sf Economy Grade for CMU block 6' elevation.
Program cap: $28.35/sf is $1.60/sf (-5.34%) less than economy grade.

To do the same math for Method 2 we would find that we have a 5% or more increase above the Economy / Standard grade based on material and labor. 

Because the differences are about 5% to correct this mistake it would be best to use the economy grade pricing for each method as it is shown in image Figure 1 below. 

This report that created the APA 9 Elevation Allowance tables does discriminate against homeowners using concrete blocks (CMU). 

Figure 1: Pricing Method 1 , 2.

Figure 2 Averages.

Do the math, timbers add money to the grant award, concrete reduces the homeowners grant amount. 

Comment | Suggestion | Feedback

DRRA Disaster Recovery Reform Act of 2018 , 2019 , 2020, 2021 to 2022 Homeowners Perspective

Each year new disasters offer the opportunity for politicians to create new bills that do little more than pump tax dollars into the same dysfunctional programs we have had since 1954.

by Murray Wennerlund published 1/15/2022 4 min. 9 seconds read

Continue Reading


Promote a Safe and Healthy workplace environment

If you build a safe, hostile free work environment you will find workers are more willing to return to work than to remain on Federal Pandemic Unemployment Compensation assistance. Too many studies show those willing to work will work.

by Murray Wennerlund published 5/11/2021 1 min. 9 seconds read

Continue Reading


Two unemployment programs that the state of Louisiana Workforce should launch.

Short-Time Compensation and Partial Unemployment Insurance assistance. Federally funded American Rescue Act Plan of 2021 that could strength local economy while building back the labor force at a manageable and economically based pace.

by Murray Wennerlund published 5/11/2021 2 min. 56 seconds read

Continue Reading


Is the increased cost of building materials in 2020, 2021 making your disaster recovery impossible to afford?

Do you know HUD 2019 Guidance? Have you researched the meaning of, "Reassess Unmet Need When Necessary". Has your state informed you of their reassessment processes? Can you manage the additional cost caused by the 2020, 2021 pandemic economic downturn?

by Murray Wennerlund published 3/6/2021 updated 3-21-2021 4 min. 22 seconds read

Continue Reading


Louisiana playing the insiders game taking disaster funds from the taxpayers and giving it to it's contractors

Nationally we are seeing just how simple it is to take back funds allocated to help during a disaster. From a federal level all the way down to state levels, disaster allocations are always looked at as a pot of gold for local government as long as they..

by Murray Wennerlund published 11/30/2020 updated 1-15-2022 2 min. 30 seconds read

Continue Reading


RE: Secretary Steven T. Mnuchin on Status of Facilities Authorized Under Section 13(3) Federal Reserve Act

With a congress knowledgeable of the issues caused by the pandemic it is clear to me we can allocate the funds you have removed very quickly and more efficiently than before. This time we can get the money in the hands of business owners at a local level.

by Murray Wennerlund published 11/29/2020 updated 1-11-2022 1 min. 20 seconds read

Continue Reading


The 2020 pandemic disaster intensifies past disaster by pushing up the costs to rebuild by over 80% nationally

What started as a calm murmur of the possibility that disaster victims will be paying more for materials to recover after a disaster has turned into a loud distress siren. Between pandemic caused reduction in soft wood production and 20 import tariffs.

by Murray Wennerlund published 8/29/2020 updated 8-30-2020 4 min. 11 seconds read

Continue Reading


Pandemic Unemployment Assistance, Disaster Unemployment Assistance and Unemployment Insurance.

Pandemic Unemployment Assistance, Disaster Unemployment Assistance and Unemployment Insurance.

by Writers Pool published 8/6/2020 updated 1-15-2022 15 seconds read

Continue Reading


What proposals would you make to secure your future during the 2020 / 2021 declared pandemic?

When congress runs out of ways to not do anything for disaster relief they turn to the public and ask if we wouldnt mind if they repeat what the 111th congress did. Is that Ok America? I think its like handing in someones old research project.

by Writers Pool published 8/6/2020 updated 1-15-2022 1 min. 14 seconds read

Continue Reading


You wait for someone else to speak. You think your congressional representatives will focus on your issues.

Do you think by not speaking with your congressional representatives disaster recovery assistance will just magically be created? Do you think our dysfunctional parties then your disaster recovery in mind? Learn the American Political Process and speak.

by Murray Wennerlund published 8/6/2020 3 min. 43 seconds read

Continue Reading