3,800 homeowners can not finish disaster repairs because of one state employee ignoring one HUD directive


So many in Louisiana are suffering because of one person and a small group of people called the Restore Louisiana Task Force. It is one person that doesnt know advising a group of people that arent being told the truth. Waste and Mismanagement.

By Contributor published 4-30-2018 updated 3-21-2019 2 min. 42 seconds read viewed 617 times. Download PDF

Reposted comment:
I know the SBA topic is about not counting the SBA Loans as DOB.

But that topic has been floating around DC for over 10 years and not a soul has actually addressed the real issue which is SBA itself.

SBA feels it has to collect any federal money given after it's loan amount to use to pay down the SBA loan. HUD does not really disagree and gives no guidance on accepted SBA Loans.

So the state of Louisiana Office of Community Development thought it would be a good idea to not follow HUD guidance and to keep SBA hands off of the CDBG-DR funds Restore (OCD-DRU) setup their DOB to count your SBA Loan against you thus not losing any CDBG-DR funds to SBA.


SBA will take your CDBG-DR Restore money if you have taken a SBA loan and are awarded Restore Grants. No way of getting around this, they (SBA) has the collection process and collection center waiting.

So instead of sending CDBG-DR funds to SBA that will in turn pay down the recipients SBA Loan our Restore Task Force group approved the DOB method that matches no other DOB process in Disaster history.

Clear yet?

Let me draw the 3 lines the Louisiana Task Force has drawn in the sand.

1. Louisiana Restore will not give CDGB-DR Grants to any household that has been approved for a SBA Loan and is over the LMI threshold.

2. Louisiana Restore will not give CDGB-DR Funds to any household that has an active SBA loan because SBA will collect the HUD CDGB-DR funds and pay down the SBA loan for the homeowner.

3. Louisiana Restore has not followed it's own processes and HUD guidance on the issue since the first Homeowners Manual was published.


Comment | Suggestion | Feedback

SBA Disaster Loan Program the Duplication of Benefits story you heard when it was too late.

Once you sign your SBA loan agreement for your disaster loan you also signed away any Grant money that you may have been eligible for at a later date. The key is never take a loan when you qualify for a grant but the grants come after the loans.

by Murray Wennerlund published 1/15/2022 2 min. 43 seconds read

Continue Reading

Louisiana State Representative Edward Ted James II SBA Regional Administrator District 6 South Central

First SBA announcement for the new year that may bring a shakeup to the disaster lending program. Or will Mr. James simply abandon the idea of creating a lending program designed to assist disaster recovery efforts and keep things as they are?

by Murray Wennerlund published 1/2/2022 2 min. 22 seconds read

Continue Reading

SBA Economic Injury Disaster Loan (EIDL) Program regulation changes Sept 8, 2021

Recent changes are: eligible uses of the loan proceeds, business size standard, maximum loan limits, appeal of application that has been declined for a second time.

by Murray Wennerlund published 10/3/2021 6 min. 46 seconds read

Continue Reading

Hurricane Ida Presidential Declaration of a Major Disaster for the State of Louisiana

The Small Business Administration on 09/03/2021 published to the Federal Register a Notice of the Presidential declaration of a major disaster for the State of Louisiana FEMA-4611-DR, dated 08/29/2021 for Physical Damage and EIDL

by Murray Wennerlund published 9/7/2021 1 min. 4 seconds read

Continue Reading

American Rescue Plan Act Duplication of Benefits concerns and alerts

SVO Grant is a duplication of benefits with the SBA EIDL and any PPP Draw. A duplication of benefits occurs when your business including self-employed gig workers receives financial assistance which can be in the form of federal secured loans

by Murray Wennerlund published 4/8/2021 updated 1-15-2022 3 min. 37 seconds read

Continue Reading

American Rescue Plan Act of 2021 SEC. 5002. TARGETED EIDL ADVANCE.

EIDL Advance is to make payments to covered entities that have not received the full amounts to which the covered entities are entitled under section 331 of the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act.

by Murray Wennerlund published 3/28/2021 updated 4-25-2021 5 min. 40 seconds read

Continue Reading

SBA Disaster Recovery Loans Group is teaming up with financial, tax, and loan processors.

The COVID-19 pandemic has forced hundreds of small business owners to search the internet for DIY assistance with SBA and US Treasury programs. From the CARES Act we will merge into the American Rescue Plan of 2021 with proper business planning.

by Murray Wennerlund published 3/18/2021 updated 4-26-2021 1 min. 10 seconds read

Continue Reading

SBA Targeted EIDL Advance Grant

COVID-19 Targeted EIDL Advance was signed into law on December 27, 2020, as part of the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and Venues Act. The Targeted EIDL Advance provides businesses located in low-income communities.

by Contributor published 1/28/2021 2 min. 26 seconds read

Continue Reading

Ask us about H.R. 133 Section 324 titled Save Our Stages (SOS) Shuttered Venue Operator Grants

Section 324 Summary of H. R. 133 Save Our Stages (SOS) Shuttered Venue Operator Grants Questions with Answers. Be sure to submit your question using the form near the bottom of this article. I will be updating this section as changes are published

by Murray Wennerlund published 1/26/2021 updated 2-10-2021 14 min. 32 seconds read

Continue Reading


Eligible person or entity means a live venue operator or promoter, theatrical producer, or live per forming arts organization operator, a relevant museum operator, a motion picture theatre operator, or a talent representative that meets the following

by Murray Wennerlund published 1/11/2021 updated 1-26-2021 20 min. 1 seconds read

Continue Reading