SBA EIDL response to Major Disaster for the State of Louisiana, Texas, and Arkansas regarding Hurricane Laura
If you absolutely have no choice but to apply for a 30 year fixed interest loan from the SBA for your Economic Injury that your business suffered as a direct result of damage from Hurricane Laura the SBA EIDL is available if you have no other options.

By Murray Wennerlund published 9-10-2020 updated 9-10-2020

Customer Service Center (800)659-2955

With any loan comes the responsibility to be able to repay the loan and the SBA Economic Injury Disaster Loan is no different. 

The SBA has some of the best marketing people, they are called FEMA Disaster Assistance people who tell you or imply that you must apply for an SBA loan. The FEMA representatives are trained to do this because this is the federal sequence of delivery for disaster assistance. 

Decades ago congress voted to pass the disaster debt burden over to the disaster victim and created a program to allow lenders the opportunity to lend funds that are either 90% or 100% secured by federal tax dollars. These loans are a great investment for those that have the investment capital. This money is needed by disaster victims to rebuild, repair after the disaster and to get their revenue streams back up and running so the businesses can continue to function. 

The Economic Injury Disaster Loan has specific spending policies that businesses owners have to understand before even applying for the loan. The EIDL is basically operating capital. You may already be aware of the details because of the Pandemic EIDL application millions of small businesses applied for and many accepted the additional disaster debt to keep their business afloat during the shutdown. 

In the areas listed below you can apply for a SBA EIDL even if you applied for one under the pandemic. This will be processed as a second loan and completed by phone and US Postal mail. 

By now you have been keeping perfect books and know just what you need to make a recovery to how you were before the hurricane. You're not going to make up for lost profits just keep in mind that this is not reimbursement funds this is to continue your business. 

From the Federal Register Document No. #2020-19873 published 09/09/2020.

Presidential Declaration Amendment of a Major Disaster for the State of Louisiana
A Notice by the Small Business Administration on 09/09/2020

U.S. Small Business Administration.

Amendment 3.

This is an amendment of the Presidential declaration of a major disaster for the State of Louisiana (FEMA-4559-DR), dated 08/28/2020.

Incident: Hurricane Laura.

Incident Period: 08/22/2020 through 08/27/2020.
Issued on 09/01/2020.

Physical Loan Application Deadline Date: 10/27/2020.

Economic Injury (EIDL) Loan Application Deadline Date: 05/28/2021.

Submit completed loan applications to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

A. Escobar, Office of Disaster Assistance, U.S. Small Business Administration, 409 3rd Street SW, Suite 6050, Washington, DC 20416, (202) 205-6734.

The notice of the President's major disaster declaration for the State of LOUISIANA, dated 08/28/2020, is hereby amended to include the following areas as adversely affected by the disaster:

Primary Parishes (Physical Damage and Economic Injury Loans): Grant, Jackson, Lincoln, Natchitoches, Rapides, Sabine, Winn.

Contiguous Parishes/Counties (Economic Injury Loans Only):

Louisiana: Avoyelles, Bienville, Claiborne, De Soto, La Salle, Red River.

Texas: Sabine, Shelby.

All other information in the original declaration remains unchanged.

(Catalog of Federal Domestic Assistance Number 59008)

Cynthia Pitts,

Acting Associate Administrator for Disaster Assistance.

[FR Doc. 2020-19873 Filed 9-8-20 8:45 am]

States Affected: Louisiana, Arkansas, Texas
Counties Eligible:

  • Louisiana
    Acadia, Allen, Beauregard, Calcasieu, Cameron, Grant, Jackson, Jefferson Davis, Lincoln, Morehouse, Natchitoches, Ouachita, Rapides, Sabine, Union, Vermilion, Vernon, Winn
  • Louisiana
    Avoyelles, Bienville, Caldwell, Claiborne, De Soto, Evangeline, Iberia, La Salle, Lafayette, Red River, Richland, Saint Landry, West Carroll
  • Arkansas
    Ashley, Chicot, Union
  • Texas
    Jefferson, Newton, Orange, Sabine, Shelby

Resource Links: 

NOTE: If you applied for the EIDL under the pandemic declared disaster the streamline application portal you used after April 2020 will not be the portal you use for this application. You will use the normal application portal the SBA offers online. The SBA will contact you if you are required to file using paper form. 

LOUISIANA &ndash Hurricane Laura &ndash August 22 through August 27, 2020
Virtual Disaster Loan Outreach Center & Virtual Business Recovery Center
Declaration #16633
Updated 09/10/20

Virtual Disaster Loan Outreach Center & Virtual Business Recovery Center

Parishes Served: Acadia, Allen, Beauregard, Calcasieu, Cameron, Grant, Jackson, Jefferson Davis, Lincoln, Morehouse, Natchitoches, Ouachita, Rapides, Sabine, Union, Vermilion, Vernon & Winn.

Schedule / Hours
Mondays &ndash Sundays
8:00 am &ndash 8:00 pm EDT

Apply online at: 
Contact virtual center staff at or
(800) 659-2955

Paper loan applications can be downloaded from

Note: Although a paper application and forms are acceptable, filing electronically is easier, faster and more accurate

Completed paper applications should be mailed to:
U.S. Small Business Administration
Processing and Disbursement Center
14925 Kingsport Road
Fort Worth, TX 76155


Login to the SBA Portal and complete your EIDL application:

Disaster loan information and application forms may also be obtained by calling the SBA's Customer Service Center at 800-659-2955 /(800-877-8339 for the deaf and hard-of-hearing) or by sending an email to

EIDL Filing Requirements

  1. Electronic Loan Application (SBA Form 5)
  2. Electronic Loan Application (SBA Form 5C) – Sole Proprietorship Only
  3. Tax Authorization (IRS Form 4506-T) 20% Owners/GP/50% Affiliate
  4. Most recent 3 Years of Business Tax Return(s)
  5. Personal Financial Statement (SBA Form 413) 20% Owners/GP
  6. Schedule of Liabilities (SBA Form 2202)
  7. Other information that may be requested:
    1. Complete copy, including all schedules, of the most recent Federal income tax
      return for principals, general partners or managing member, and affiliates (see
      filing requirements for more information).
    2. If the most recent Federal income tax return has not been filed, a year-end
      profit-and-loss statement and balance sheet for that tax year
    3. A current year-to-date profit-and-loss statement
    4. Additional Filing Requirements (SBA Form 1368) providing monthly sales