I made a mistake listing my revenue when I applied for the SBA EIDL.

If you have made a mistake submitting your company revenue and know the correct figures which you have documented proof. You can follow the following steps for reconsideration.

By Murray Wennerlund published 10-17-2022 updated 10-17-2022

Reconsideration of Declined Loan Applications SBA Economic Injury Disaster Loan (EIDL)

EMAIL TO: pdcrecons@sba.gov or PDC.Reconsideration@sba.gov

PDC = Processing &; Disbursement Center.

SUBJECT: EIDL Reconsideration Application #123456 [FULL NAME, Company Name]

MESSAGE: Please process my EIDL Reconsideration for application number 123456 in the name of, [FULL NAME, COMPANY NAME] using the attached documents as supporting documents for loan approval.

Attached to this email you will find:

Tax Information Authorization (IRS Form 4506T)
Completed copies of the most recent Federal Income Tax Return
Schedule of Liabilities (SBA Form 2202)
Personal Financial Statement (SBA Form 413D)
Monthly Sales Figures (SBA Form 1368)

Thank you for reconsidering my economic injury disaster loan.

[FULL NAME]
[Email Address]
[Mailing Address]
[Phone]

This ends the example email. Below you'll find the links to the forms you will need to complete, sign and return. You do have the option of mailing this information to the SBA PDC using the following address.

U.S. Small Business Administration
Processing and Disbursement Center
14925 Kingsport Rd.
Ft. Worth, TX 76155-2243

NOTE: If you have been denied reconsideration update the documents and include additional tax years (up to 3) and a co-signer if possible and file your first and last appeal for reconsideration. Do not resubmit just the reconsideration documents, you must offer additional information that will support your ability to repay the loan.

Resource Links:

Tax Information Authorization (IRS Form 4506T)
Completed copies of the most recent Federal Income Tax Return
Schedule of Liabilities (SBA Form 2202)
Personal Financial Statement (SBA Form 413D) for Disaster Loans like EIDL.
- Download locally stored copy of SBA Form 413D in PDF format.
- More information about SBA Form 413 can be found here.
Provide monthly sales figures (SBA Form 1368)

Thank you for reading. Use the message form below to send your Comment, Suggestion, Feedback, Opinion and Content Request.

SBA contacts assigned to HUD Guidance June 20, 2019 SBA loan payoff El Paso Servicing Office

HUD Guidance June 20, 2019 outlines who and what SBA loans will be paid in full using HUD CDBG-DR federal grants and the El Paso Servicing Office office of the SBA is managing the process.

By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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SBA Repayment Reports published by phase for the State of Louisiana.

Shared information from the state of Louisiana Office of Community Development - Disaster Recovery Unit and the Department of Administration regarding the processing of US Treasury disbursements of HUD funds used to repay SBA loans.

By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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Federal Disaster Assistance

When you are navigating the federal disaster assistance agencies your first stop should be to the TruckAndTools.Com Disaster Resources. Every disaster agency uses the same process but not every disaster agency follows strict policy and guidance. Don't go into your disaster recovery with blind trust of your federal and state agencies that are leading the push to get you sheltered and out of the program.

Homeowners Demand SBA Status and Code Review, SBA DOB experience

The SBA Fix didnt come quick enough for those wrongfully labeled ineligible for HUD CDBG-DR grants that cover unmet needs after the disaster. Many remained homeless and are still homeless today because of the lack of concern from state managers.

By Murray Wennerlund published 11-1-2022 updated 11-1-2022
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Decline Code 34 Credit is available elsewhere.

SBA to determine whether credit in an amount needed to accomplish full disaster recovery is available from nongovernment sources on reasonable terms and conditions without creating an undue financial hardship.

By Murray Wennerlund published 10-31-2022 updated 10-31-2022
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Contribute when you can.

For some households, the information I provide helps them get back in their homes. Others I've had a hand in helping them recovery from some of their disaster debt burden. In any case, when you use the information I provide and it's helpful and makes you more successful with your disaster rebuild or new construction then feel free to contribute what you can and when you can. It helps with the hours of unpaid research and reading.

Borrower may not use an oral statement of SBA to contradict or alter the written terms of this Note.

What the SBA customer representative says or what your loan officer says will not change the LAA section that is the loan note. Be sure you understand and read your LAA and understand your promissory note.

By Murray Wennerlund published 10-23-2022 updated 10-23-2022
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Homeowners Disaster Recovery and Debt Reduction Assistance Handbook eBook and Website

By Murray Wennerlund 10-19-2023

Providing Guidance for Managing Financial Burden after a Disaster.

Restore Louisiana Homeowner Assistance Program Extends Application Deadline to Tuesday, Oct. 31

By Murray Wennerlund 10-11-2023

If you know someone who applied for HUD CDBG-DR Grants and was invited to complete the application process please send them a reminder, call them, tell them Ill help them complete the application if necessary. Dont let GRANT funds go to the state!

General Contractors and Residential Builders are missing out on $157.25 to $168.00 sqft builds!

By Murray Wennerlund 9-29-2023

General Contractors snubbed 2016 flood victims when asked to construction new homes at 108/sf. Today the same builders are not responding to 157.25 plus per sqft, why?

SBA contacts assigned to HUD Guidance June 20, 2019 SBA loan payoff El Paso Servicing Office

Economic Injury Disaster Loan EIDL Self-Employed and Independent Contractors 30 year term

SBA Repayment Reports published by phase for the State of Louisiana.

Homeowners Demand SBA Status and Code Review, SBA DOB experience

Decline Code 33 Not eligible because the applicant is not a small business.

Decline Code 34 Credit is available elsewhere.

Decline Code 43 Not eligible due to character reasons.

Decline Code 31 Economic injury is not substantiated

Decline Code 35 Not located in the declared disaster area.

Borrower may not use an oral statement of SBA to contradict or alter the written terms of this Note.