FEMA is here to help and may save your day in the early days but be careful for your long term recovery.
FEMA is here to help you in the short term recovery processes quickly after a declared disaster. They do not have the knowledge to advise you for your long term recovery other than giving you a simple damage estimate and offering you up to SBA for loans.

All areas within the disaster state are offered assistance under the Hazard Mitigation Grant Program

By Murray Wennerlund published 10-5-2018 updated 9-20-2019
Contribute $3.00 | PDF | Print | Tag: HMGP | Category: 23
After Hurricane Gustav many had forgot about the HMGP offered by FEMA. By the time Isaac cleanup was over the window to apply for these disasters for elevation and acquisitions were over. Dont miss out on your opportunity to use grants to mitigate damage

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What to expect when you register with FEMA after your disaster from a homeowners point of view.

By Murray Wennerlund published 9-20-2018 updated 9-7-2020
Contribute $3.00 | PDF | Print | Tag: FEMA_Appeal | Category: 23
FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

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FEMA Individual and Households Program IHP Grants explained Part 2 spending for reimbursement earnings.

By Murray Wennerlund published 9-19-2018
Contribute $3.00 | PDF | Print | Tag: FEMAIHPGrant | Category: 23
After you have read part one this is the part that ties it all together. This is from our 2016 Floods and our experience with FEMA Grants and the Duplication of Benefits issue we all face when HUD CDBG-DR grants become available.

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FEMA Individual and Households Program IHP Grants explained Part 1 of 2

By Murray Wennerlund published 9-18-2018 updated 9-22-2018
Contribute $3.00 | PDF | Print | Tag: FEMAIHPGrant | Category: 23
FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

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Appeal FEMA inspector verified loss determination. You need $8,000 in damages to qualify for HUD CBDG-DR Grant

By Murray Wennerlund published 9-16-2018 updated 10-10-2018
Contribute $3.00 | PDF | Print | Tag: FEMAFVL | Category: 23
Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

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Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO

By Contributor published 8-9-2018 updated 8-13-2018
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After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

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Limited rental assistance to no more than 24 months to a household, now is 3 yrs. for TX, LA, PR, Virgin Isl

By Contributor published 7-10-2018 updated 1-2-2020
Contribute $3.00 | PDF | Print | Tag: RapidReHousing | Category: 23
FEMA Limits rental assistance to no more than 24 months to a household. Continuums of Care in Texas, Louisiana, the U.S. Virgin Islands, Puerto Rico and Florida due to damages and related flooding sustained by Hurricanes Harvey, Irma, and Maria.

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Not all Federal Grant Dollars that are classified a Duplication of Benefits counts against you.

By Supervisor published 5-31-2018 updated 12-15-2018
Contribute $3.00 | PDF | Print | Tag: DOB | Category: 23
If you have had any experience with a natural disaster you know the term "Duplication of Benefits". But do you know they are not always the same when it comes time to tally up the grant money and assign it to your recovery project?

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Manufactured Home Owners MHU should avoid the FEMA IHP Home Repairs Grant at all costs

By Writers Pool published 5-30-2018 updated 12-15-2018
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FEMA IHP Grants for Home Repairs on MHU may sound like a good idea at first but when you apply for your HUD CDBG-DR Grant you are going to find the FEMA IHP Grant will count against you and amount to nothing in return toward your rebuilding.

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FEMA grants required you to carry flood insurance. Did you get enough to justify the DOB for the next flood.

By Writers Pool published 5-2-2018 updated 12-15-2018
Contribute $3.00 | PDF | Print | Tag: FloodInsurance | Category: 23
When FEMA told us we had to continue to carry at least the minimum amount flood insurance or we would have to return any grant awards given by them we agreed. But did we get enough insurance? The minimum is 30,000 in coverage 1/6th replacement cost

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