• How do I submit my presidential declared disaster experience story?
    Supervisor Online

    Its time to start writing your story to share with others. Experiences are often the best form of help you can give someone in a disaster zone. Coming from the victims and survivors of declared disasters means more to others than you might think.

  • Not all Federal Grant Dollars that are classified a Duplication of Benefits counts against you.
    Supervisor

    If you have had any experience with a natural disaster you know the term "Duplication of Benefits". But do you know they are not always the same when it comes time to tally up the grant money and assign it to your recovery project?

    FEMA
  • Manufactured Home Owners MHU should avoid the FEMA IHP Home Repairs Grant at all costs
    Writers Pool

    FEMA IHP Grants for Home Repairs on MHU may sound like a good idea at first but when you apply for your HUD CDBG-DR Grant you are going to find the FEMA IHP Grant will count against you and amount to nothing in return toward your rebuilding.

    CDBG-DR
  • Bank traps mortgage holders under flood waters by denying forced mortgage payoff letter.
    Writers Pool

    Many of us never think to ask our home mortgage lenders if they would force us to pay off our mortgage if our home was destroyed by natural disaster.

    Example Cases
  • FEMA grants required you to carry flood insurance. Did you get enough to justify the DOB for the next flood.
    Writers Pool

    When FEMA told us we had to continue to carry at least the minimum amount flood insurance or we would have to return any grant awards given by them we agreed. But did we get enough insurance? The minimum is 30,000 in coverage 1/6th replacement cost

    Example Cases
  • Give $30K to a disaster victim that lost everything and they are going replace what is important to them.
    Writers Pool

    They spend it on what they feel is important to get back to normalcy. Everyone from the Governors office to FEMA was preaching for everyone to work on getting back into their homes and to get back to a normal life.

    CDBG-DR