• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.

As new policy is created and old policy is updated or eliminated we'll bring changes to programs to your attention.

We have several grassroots programs which can help you if you interact with them. Don't think for a moment recovery will come knocking on your door. You have to go out and make it happen.

We'll help you build your advocacy group as well as help you with becoming a positive change activist.

Some groups you might be interested in.

  • Restore LA Program Info Exchange Focus: HUD CDBG-DR Grants, State Grantees, SBA DOB related to HUD Grants. Focus on HUD Recovery Grants and local state policies.
    (Private Facebook.Com Group in Louisiana all are welcome.)
  • Stop FEMA Now Focus: FEMA Recovery efforts, SBA Disaster Loans, Long term recovery focus on Super storm Sandy Victims. (Public Facebook.Com Group based out of New Jersey.)
  • SBA Disaster Recovery Loans Learn who should not apply. Learn what the SBA will do to approve you. Learn about low income homeowners without credit being offered loans by using their homes as collateral. Learn the truth about the SBA lending practices and how some homeowners would never be able to repay the loan.
    (National group focused on SBA Disaster Loans and what the true costs are.)
  • Homeowner - Contractor Focus: Helping Homeowners self contract and manage their own hiring and firing of workers to get the job of recovery completed. We share our experiences and share our processes.
    (Public Facebook.Com Group for homeowners managing their construction projects)
  • Disaster Recovery Reform Act (DRRA) Focus: Disaster Feedback in relationship to Congressional Representatives actions for better recovery processes. This is a mix of federal policy with homeowners feedback related to federal disaster recovery policy.

Proposed / Needed Groups:

  • State of XX HUD CDGB-DR Grantee: We need individuals that have time to administrate and moderate local groups focused on your state agencies that distribute HUD CDBG-DR grants. We will assist you with your setup and help you keep up with HUD policy as well as forecast what move your state will make within the program. We'll teach you how to be your states "Watchdog" to reduce government waste and to help guard against fraud against the American Taxpayers.
    (Groups by state for HUD CDBG-DR Grant award assistance. Groups need to form before FEMA - SBA applicants are started.

  • Executive Order JBE-2016-65 Issues with Public Input to Louisiana Task Force
    Contributor

    When more than one request for information regarding rules and policy of boards and commissions went unanswered, we were forced to bring into question if the Louisiana Task Force was breaking Public Input policy as shown in JBE-2016-65.

  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018
    Contributor

    Disaster declaration State of California amended to include the following area among those areas determined to have been adversely affected by the disaster DR-4382 Lake County for Individual Assistance. Learn what is important from a homeowners opinion.

  • FEMA-4332-DR Texas Hurricane Harvey Notice of a Major Disaster Declaration August 25, 2017
    Contributor

    Disaster declaration for the State of Texas DR-4332, dated August, 2017. We have been helping many of you regarding your FEMA to SBA loan assistance. We know what you are facing and have been fighting nearly the same battle to correct the SBA issue

  • FEMA-4377-DR Texas Amendment No. 2 to Notice of a Major Disaster Declaration
    Contributor

    Disaster declaration for the State of Texas DR-4377, dated July 6, 2018. Amended to include the following area Jim Wells County for Individual Assistance. Review your FEMA to SBA referral very carefully and before you apply to the SBA know what to expect.

  • PUBLIC INPUT REQUEST: Thinking back when you visited FEMA and FEMA instructed you to apply to the SBA Program.
    Murray Wennerlund

    This Labor Day weekend when you have time I would like for you to think back to the visit you made with FEMA and the SBA processing center. I want to hear from all disaster states, all people told by FEMA to apply to the SBA. Share your SBA Loan story.

  • Do I have to apply for a SBA loan in order to be eligible for other Federal assistance?
    Contributor

    Yes, for certain types of FEMA assistance like ONA a very rare grant to receive. No, for CDBG-DR assistance, but be very careful of your state CDBG-DR manager, they could be a Wolf in sheep's clothing. Check your AMI, if below 80 DO NOT APPLY TO THE SBA!

  • Denied HUD CDBG-DR Grants and Reimbursement for reconstruction of your home below HUD elevation requirements?
    Murray Wennerlund

    What you need to know today to fight HUD CDBG-DR elevation rulings before Nov. 21 2016 if you elevated BFE plus one foot. What city planners need to know for future elevation and permitting requirements to meet HUD CDBG-DR guidelines and policy.

  • Word has it Louisiana Flood Victims are not interested in rebuilding based on a 13% program dropout rate.
    Contributor

    When you first applied to the Louisiana Restore Homeowners Program you may have thought this would be easy, you flooded, you do not have enough money to rebuild. HUD offered $1.33 to share with homeowners, then the OCD-DRU stepped in and took it all away.

  • Task Force Public Input: Citizens Proposed SBA Disaster Federal Assistance Declined Solution
    Murray Wennerlund

    In the spirit of rebuilding, we the people of the 2016 floods, a natural disaster in the State of Louisiana, officially submit to the Restore Louisiana Task Force the following guidance and policy modifications to advance our disaster recovery efforts.

  • PL 115-123 Declined Federal Assistance protection violated by SBA Data Feed Loan Decision Field status
    Contributor

    The SBA data feed field Loan Decision does not provide remedy for public law 115-123 which allows a homeowner to decline the loan which for the SBA means the homeowner cancels the loan. The Loan Decision field of the SBA Data feed does not offer Cancelled

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