• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW
This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.
  • Restore LA Program Info Exchange (Private Facebook.Com Group, ask to join.)
  • Homeowner - Contractor (For referrals via Facebook)
  • Groups forming should have a moderator join our group to pull information to share.

Forming a group to help disaster victims? Not planning on profiting from disaster victims? Contact me to be added as a local resource in your declared disaster community. You must be very active and interact with people beyond a "Hello"

  • State of Louisiana Reconstruction Guide from a Homeowners perspective that may end tragically
    Murray Wennerlund

    The state of Louisiana has outsourced nearly all the recovery processes from the 2016 floods that is making every flood victim look over policy not only once, twice, but weekly for any unannounced changes.

    OCD-DRU
  • DENIED BY TASK FORCE And OCD-DRU Director Homeowner Declined or Canceled SBA Disaster Assistance
    Murray Wennerlund

    Its difficult enough recovering from a disaster, but even more difficult when the execute order to establish a task force does not have provisions that the task for research and discuss public input. Denied citizen solutions without discussion.

    OCD-DRU
  • SBA Disaster Loans are marketed like no conventional lender could ever market a loan.
    Murray Wennerlund

    The SBA has more money than any conventional lender to do marketing after a disaster. The SBA can by omission of fact mislead homeowners down the path of serious debt burden and even loan default.

    SBA Loans
  • Is this the answer to SBA Loans HR 302 Vote 9-24-2018 SEC. 1210. DUPLICATION OF BENEFITS
    Murray Wennerlund

    It was announced today, 9-22-2018 that the SBA Fix is in! Yes, finally, those that took the SBA Disaster Loan program federal assistance funds can finally not have their loan calculated as a duplication of benefits once the Governor asks the US President.

    SBA Loans
  • What to expect when you register with FEMA after your disaster from a homeowners point of view.
    Murray Wennerlund

    FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

    FEMA
  • SBA Disaster Loan Program explained by disaster victims
    Murray Wennerlund

    Do Not Allow Disaster Stress to cloud your logical thinking and rational thought processes. The SBA will key in on your suffering and make the SBA Disaster Loan sound like a Government Gift Basket.

    SBA Loans
  • FEMA Individual and Households Program IHP Grants explained Part 2 spending for reimbursement earnings.
    Murray Wennerlund

    After you have read part one this is the part that ties it all together. This is from our 2016 Floods and our experience with FEMA Grants and the Duplication of Benefits issue we all face when HUD CDBG-DR grants become available.

    FEMA
  • South Carolina Identify your AMI percentage before applying with FEMA for IA or IHP
    Murray Wennerlund

    You should know your AMI percentage to get an idea of what other grants may be available to you in the near future. The IA and IHP FEMA grants are for specific items or components of your home.

    FEMA
  • North Carolina identify your AMI percentage before taking your first step with FEMA for IA or IHP assistance.
    Murray Wennerlund

    Our experience tells us to identify 2 factors before applying to FEMA for any type of grant award. You MUST apply to FEMA if you plan on asking or using any federal assistance or non profit groups. Applying to be issued an FEMA Disaster Account ID.

    FEMA
  • FEMA Individual and Households Program IHP Grants explained Part 1 of 2
    Murray Wennerlund

    FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

    FEMA

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  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Supervisor O.

    FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

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  • PUBLIC INPUT REQUEST: Thinking back when you visited FEMA and FEMA instructed you to apply to the SBA Program.

    Supervisor O.

    PUBLIC INPUT REQUEST: Thinking back when you visited FEMA and FEMA instructed you to apply to the SBA Program.

    Read