This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.
Policy that concerns your disaster recovery
- Restore LA Program Info Exchange (Private Facebook.Com Group, ask to join.)
- Homeowner - Contractor (Private Facebook.Com Group for homeowners managing their construction projects)
- Disaster Recovery Reform Act (DRRA) Homeowners understanding and guide to 2018 / 2019 DRRA
Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.
To make your experience with recovery a positive one we have to start off with a couple of negatives.
1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.
2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.
3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.
As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.
You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.
State of Louisiana OCD-DRU adds DOB to Flood Victims Denied SBA Loans because of Adverse Financial conditionsContributor
The State office of Community Development director Patrick Forbes denies flood victims HUD CDBG-DR Funds and adds SBA Loans that the SBA has Declined because of Adverse reasons. State demands Homeowners provide SBA details of the Adverse condition.
State of Louisiana Task Force Meeting SBA Fix topic July 13, 2018 where will the money go if no SBA Fix?Contributor
Not only does the Director of the State of Louisiana OCD-DRU Patrick Forbes state that it will take HUD Guidance or Congress to pass law. He goes deeper into what he will spend it on if the 862 million isnt used for the SBA Fix. This was in APA 9 .
State of Louisiana OCD-DRU corrects Action Plan 9 and effectively hides $682 million to benefit credit worthyContributor
When plans are made to move money from one program to the next amounts below several million do not have to be approved by HUD but when the State of Louisiana OCD-DRU places 682 million of homeowners assistance "on hold" for SBA loan recipients...
HUD Grantee state of Louisiana denies Retiree Reimbursement for reconstruction for not following HUD policyMurray Wennerlund
HUD Grantee the State of Louisiana denied a retiree any reimbursement for rebuilding their home to city and parish codes regarding Base Flood Elevation months before the HUD Grantee LRHAP released policy and guidelines for reconstruction of flooded homes.Disaster Rants
U.S. Small Business Administration has Declined my SBA Disaster Loan - You are the lucky oneContributor
When you reach out to the SBA Disaster Loan program to have your loan cancelled because you find you can not financially afford the loan at the monthly payment amounts they offered. Living Paycheck to Paycheck is proof SBA loan debt is not an option.
Governor John Edwards of Louisiana forms the Restore Louisiana Task Force and outlines it's roles and purpose.Murray Wennerlund
According to the Governors Executive Order JBE 2016-65 our task force is to allow the public input and use the public input. To date, its public comments on deaf ears. There must be a mechanism for public input and the opportunity to modify priorities.Fact Check
State of Louisiana accepted HUD Guidance Nov 16 2011 76 FR 71060 Duplication of Benefits as policyWriters Pool
Funds are not reasonably anticipated when the source and/or amount is indefinite, or the applicant is unaware that he/she may be eligible to receive additional funds at a later date.
State of Louisiana accepted HUD Guidance Nov 16 2011 76 FR 71060 Duplication of Benefits policyContributor
HUD Guidance Nov. 16, 2011 76-FR-71060 Duplication of Benefits policy. We have declined assistance from the SBA Disaster Loan Program and have Cancelled our approved loan based on our household debt burden and inability to repay.CDBG-DR
Your SBA Disaster Loan Program approved maximum loan amount is available to you for how longMurray Wennerlund
The State of Louisiana Office of Community Development follows the HUD Guidance published 11-16-2011 which states, Funds are not reasonably anticipated when the source and/or amount is indefinite. What does the SBA say about cancelled loans and time?SBA Loans
Defy law making branch of government without threat or ramifications from Louisiana State Representatives.Murray Wennerlund
Secretary and any grantee under this section shall not take into consideration or reduce the amount provided to any applicant for assistance from the grantee where such applicant applied for and was approved, but declined assistance ...Fact Check