• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.

Policy that concerns your disaster recovery

Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.

To make your experience with recovery a positive one we have to start off with a couple of negatives.

1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.

2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.

3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.

As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.

You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.

  • Second from LAST CALL to SBA Declined Loan people from any disaster after the year 2014 and before 2023
    Contributor

    This morning while you are having a coffee or whatever you do in the morning I want you to send an email right after you finish reading this post. I want you to get serious about ending this SBA DOB Declined Loan issue with the state, every morning.

  • August 13, 2016 Louisiana Flood, 2 years later we are still called Flood Victims and not Flood Survivors, why?
    Contributor

    Two years after the flood we have foundations cracking due to erosion, wood buckled and warped, joists and beams bent and split. Old wood has never been perfect after it's been soaked for days and dried slowly for months.

  • Executive Order JBE-2016-65 Task Force has to setup a method for the public to offer input
    Contributor

    According to Governor Edwards Executive Order JBE-2016-65 the Task Force has to setup a method for the public to offer input and to allow them to make policy based on such input.

  • An estimated 3,800 Louisiana Flood Victims denied CDBG-DR Grants for simply being approved an SBA loan amount
    Contributor

    Governor Edwards is aware of Public Law 115-123 signed by congress and the president on Feb. 9, 2018 which states that individuals that declined to accept assistance from the SBA will not have the SBA approved loan amount used as a Duplication of Benefits

  • State of Louisiana OCD-DRU adds DOB to Flood Victims Denied SBA Loans because of Adverse Financial conditions
    Contributor

    The State office of Community Development director Patrick Forbes denies flood victims HUD CDBG-DR Funds and adds SBA Loans that the SBA has Declined because of Adverse reasons. State demands Homeowners provide SBA details of the Adverse condition.

  • Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO
    Contributor

    After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

  • State of Louisiana Task Force Meeting SBA Fix topic July 13, 2018 where will the money go if no SBA Fix?
    Contributor

    Not only does the Director of the State of Louisiana OCD-DRU Patrick Forbes state that it will take HUD Guidance or Congress to pass law. He goes deeper into what he will spend it on if the $682 million isn't used for the SBA Fix. This was in APA 9 .

  • State of Louisiana OCD-DRU corrects Action Plan 9 and effectively hides $682 million to benefit credit worthy
    Contributor

    When plans are made to move money from one program to the next amounts below several million do not have to be approved by HUD but when the State of Louisiana OCD-DRU places 682 million of homeowners assistance "on hold" for SBA loan recipients...

  • HUD Grantee state of Louisiana denies Retiree Reimbursement for reconstruction for not following HUD policy
    Murray Wennerlund

    HUD Grantee the State of Louisiana denied a retiree any reimbursement for rebuilding their home to city and parish codes regarding Base Flood Elevation months before the HUD Grantee LRHAP released policy and guidelines for reconstruction of flooded homes.

  • U.S. Small Business Administration has Declined my SBA Disaster Loan - You are the lucky one
    Contributor

    When you reach out to the SBA Disaster Loan program to have your loan cancelled because you find you can not financially afford the loan at the monthly payment amounts they offered. Living Paycheck to Paycheck is proof SBA loan debt is not an option.

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