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Decline Code 35 Not located in the declared disaster area.
Option A - (For physical applications)
To be eligible for SBA disaster loan assistance, the damaged property must be located within the area named in the disaster declaration. According to information in your application, your property is not within the declared disaster area.
Option B - (For EIDL applications)
To be eligible for a SBA Economic Injury Disaster Loan (EIDL), applicants must be located within the area named in the disaster declaration. This means that the business must have a physical presence in the area named in the disaster declaration. An economic presence alone does not meet the location requirement.
After considering the information you presented in your application, we determined that you do not have a physical presence in the area named in the disaster declaration.
Resource: SBA SOP 50 30 8