Disaster Recovery, the Process and Procedures are always the same. Only the type, size and name of the disaster changes.

Louisiana 2016 floods impacted 120,000 households and businesses. Managed by the same agencies and many of the same companies we see today.

USA COVID-19 2020 impacts over 328.2 million people. We are managed by the same agencies that managed Louisiana floods.

Timelines are important:

• March 13, 2020: Emergency Declaration (COVID-19 Emergency Declaration) issued by President Trump.

• March 25, 2020: H.R.748 - CARES Act

• March 27, 2020 became Public Law No: 116-136.

• First Allocations.

• April 15, 2020 Business Loan Program Temporary Changes; Paycheck Protection Program

• April 19, 2020 Business Loan Program Temporary Changes: Paycheck Protection Program-Additional Eligibility Criteria and Requirements for Certain Pledges of Loans

• April 20, 2020 Business Loan Program Temporary Changes: Paycheck Protection Program.

• Second Allocations

• Looking into the future April 2020 Additional programs

• Third Allocations

• Repeat until President Trump declares disaster has ended or Dec. 31, 2020.

With this timeline you gaps, many of them and you don't have enough funds from the two programs you are focused on at this time. (EIDL,PPP)

Answer this question:

What would be your next move, today, April 20, 2020 with no second allocations signed as of this minute?

Spell out your business survival plan in the comments. Discuss your options and be realistic keeping your household as your number one priority.