- Sept. 21, 2016
FEMA is here to help you in the short term recovery processes quickly after a declared disaster. They do not have the knowledge to advise you for your long term recovery other than giving you a simple damage estimate and offering you up to SBA for loans.
They are designed to help with temporary housing and to help you find long term recovery assistance with other agencies such as the Small Business Administration (SBA).
When you need help with your disaster and can't seem to find good local government workers let's publish your issues and send them to your state representatives. This way you may actually have a faster recovery time than those in Louisiana.Major Disaster Declarations by the Numbers
- Restore LA Program Info Exchange (Private Facebook.Com Group, ask to join.)
- Homeowner - Contractor (Private Facebook.Com Group for homeowners managing their construction projects)
- Disaster Recovery Reform Act (DRRA) Homeowners understanding and guide to 2018 / 2019 DRRA
Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.
To make your experience with recovery a positive one we have to start off with a couple of negatives.
1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.
2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.
3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.
As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.
You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.
What to expect when you register with FEMA after your disaster from a homeowners point of view.Murray Wennerlund
FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.
FEMA Individual and Households Program IHP Grants explained Part 1 of 2Murray Wennerlund
FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?
Not all Federal Grant Dollars that are classified a Duplication of Benefits counts against you.Supervisor
If you have had any experience with a natural disaster you know the term "Duplication of Benefits". But do you know they are not always the same when it comes time to tally up the grant money and assign it to your recovery project?
Manufactured Home Owners MHU should avoid the FEMA IHP Home Repairs Grant at all costsWriters Pool
FEMA IHP Grants for Home Repairs on MHU may sound like a good idea at first but when you apply for your HUD CDBG-DR Grant you are going to find the FEMA IHP Grant will count against you and amount to nothing in return toward your rebuilding.
FEMA grants required you to carry flood insurance. Did you get enough to justify the DOB for the next flood.Writers Pool
When FEMA told us we had to continue to carry at least the minimum amount flood insurance or we would have to return any grant awards given by them we agreed. But did we get enough insurance? The minimum is 30,000 in coverage 1/6th replacement cost
Duplication of Benefits with FEMA IHP Individuals and Households Grant ProgramWriters Pool
Many homeowners received large amounts of money shortly after the flood. If you login to your FEMA account you may find a letter similar to the one posted here.
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- Tue. Sep. 18, 2018
- Thu. May. 31, 2018