This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.
Policy that concerns your disaster recovery
- Restore LA Program Info Exchange (Private Facebook.Com Group, ask to join.)
- Homeowner - Contractor (Private Facebook.Com Group for homeowners managing their construction projects)
- Disaster Recovery Reform Act (DRRA) Homeowners understanding and guide to 2018 / 2019 DRRA
Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.
To make your experience with recovery a positive one we have to start off with a couple of negatives.
1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.
2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.
3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.
As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.
You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.
Restore Louisiana Task Force Meeting July 13th 2018 Waivers Policy Clarification Vote Requests and AssistanceMurray Wennerlund
July 13th 2018 I will be reading for the Task Force 4 out of 6 proposals I have created designed to assist hundreds of Louisiana disaster victims capture more federal relief money that currently is being withheld as a duplication of benefits.
Louisiana Disaster Victims identify SBA formula to calculate the ability to repay impossible to reachMurray Wennerlund
When Louisiana disaster victims look for help from FEMA they expect to be treated fairly and equally. But when FEMA told thousands of disaster victims they had to apply for SBA loans it was at that point homeowners became victims of federal departments
Louisiana Retirees are taking the fight in front of the Restore Task Force with proof the system is flawed.Murray Wennerlund
Hundreds of Louisiana families are fighting our states Office of Community Development over the Duplication of Benefits determination policy that our state currently has in place.
Louisiana Homeowners Assistance Program Task Force are shown the SBA Loan Process FlowMurray Wennerlund
To be declined a loan from the SBA you have to fail the pre-screening or not own a home basically. Once you score any any one point you are approved for an SBA Loan. You only have limited options to Withdraw and once you sign your closing you are approvedSBA Loans
The SBA Offers 61 reasons to say No to a loan. The State of Louisiana knows only one word and that is DENIED.Murray Wennerlund
Contractors hired to train CDBG-DR state employees for HUD are not aware of SBA policy which allows misinformation to spread. The worse enemy of a disaster victim is a poorly trained Office of Community Development Disaster Recovery Unit.
What are you going to ask your HUD CDBG-DR State OCD-DRU Homeowners Assistance Task Force members today?Murray Wennerlund
You could start with a simple request like, How can I contact you with a proposal or issue that may effect hundreds of people. It appears our states DOA office feels that the contact information for Governor Appointed Members of the Task Force Hands Off!OCD-DRU
Restore Louisiana Homeowners Assistance Program Task Force members have access to HUD approved DOB policy.Murray Wennerlund
Louisiana homeowners have asked the director of Restore Homeowners Assistance one simple question. What is our states DOB policy and why is a SBA Loan counted against me when I didn't take the money and I have a letter from SBA that reads Loan Canceled?
Louisiana Homeowners Assistance Program Task Force will be asked to agree to policy, law, and word definitionMurray Wennerlund
Just one day from the July 13, 2018 Louisiana Homeowners Assistance Task Force meeting and a new wave of waivers and vote request comes 5 talking points that will be verbally presented to the Louisiana Homeowners Assistance Task Force House Committee Rm 5
State of Louisiana OCD-DRU CDBG-DR Grantee Manual 3.7 - Section 4.0 Duplication of BenefitsMurray W.
The State of Louisiana Office of Community Development - Disaster Recovery Unit that handles HUD CDBG-DR as the Grantee has most of their current 2016 information online. It is your responsibility to be sure you have the most current version of the manualOCD-DRU
SBA Disaster Loan Program may be your path to financial bankruptcy 6.5. THE FIXED DEBT METHOD FDMMurray Wennerlund
After a disaster money becomes the top priority. We have lived as a nation of people that believe money spent will be money earned at a future date. The SBA believes that as well, they actually calculate your future pay raises when offering disaster loansSBA Loans