• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.

As new policy is created and old policy is updated or eliminated we'll bring changes to programs to your attention.

We have several grassroots programs which can help you if you interact with them. Don't think for a moment recovery will come knocking on your door. You have to go out and make it happen.

We'll help you build your advocacy group as well as help you with becoming a positive change activist.

Some groups you might be interested in.

  • Restore LA Program Info Exchange Focus: HUD CDBG-DR Grants, State Grantees, SBA DOB related to HUD Grants. Focus on HUD Recovery Grants and local state policies.
    (Private Facebook.Com Group in Louisiana all are welcome.)
  • Stop FEMA Now Focus: FEMA Recovery efforts, SBA Disaster Loans, Long term recovery focus on Super storm Sandy Victims. (Public Facebook.Com Group based out of New Jersey.)
  • SBA Disaster Recovery Loans Learn who should not apply. Learn what the SBA will do to approve you. Learn about low income homeowners without credit being offered loans by using their homes as collateral. Learn the truth about the SBA lending practices and how some homeowners would never be able to repay the loan.
    (National group focused on SBA Disaster Loans and what the true costs are.)
  • Homeowner - Contractor Focus: Helping Homeowners self contract and manage their own hiring and firing of workers to get the job of recovery completed. We share our experiences and share our processes.
    (Public Facebook.Com Group for homeowners managing their construction projects)
  • Disaster Recovery Reform Act (DRRA) Focus: Disaster Feedback in relationship to Congressional Representatives actions for better recovery processes. This is a mix of federal policy with homeowners feedback related to federal disaster recovery policy.

Proposed / Needed Groups:

  • State of XX HUD CDGB-DR Grantee: We need individuals that have time to administrate and moderate local groups focused on your state agencies that distribute HUD CDBG-DR grants. We will assist you with your setup and help you keep up with HUD policy as well as forecast what move your state will make within the program. We'll teach you how to be your states "Watchdog" to reduce government waste and to help guard against fraud against the American Taxpayers.
    (Groups by state for HUD CDBG-DR Grant award assistance. Groups need to form before FEMA - SBA applicants are started.

  • IMPORTANT FOLLOW UP for the 3800 SBA Declined issue for DR-4263 and DR-4277 Louisiana Flood Victims
    Murray Wennerlund

    Last Thursday Aug. 16, 2018 I sent the linked page as an email to all task force members. As public input allows I proposed a solution to FIX the SBA issue for those that DECLINED the SBA Disaster Loans. I need your help to deliver the message again.

  • Louisiana Representative Edward "Ted" James, Dist 101 said it, we are echoing the call to fight hard Now!
    Contributor

    When LA Rep James asked for a few minutes before Governor Edwards entered the room to express his feelings of how our Congressional Representatives were not fighting for Louisiana Disaster Victims hard enough, we ask, will he fight for us in our state?

  • Second from LAST CALL to SBA Declined Loan people from any disaster after the year 2014 and before 2023
    Contributor

    This morning while you are having a coffee or whatever you do in the morning I want you to send an email right after you finish reading this post. I want you to get serious about ending this SBA DOB Declined Loan issue with the state, every morning.

  • August 13, 2016 Louisiana Flood, 2 years later we are still called Flood Victims and not Flood Survivors, why?
    Contributor

    Two years after the flood we have foundations cracking due to erosion, wood buckled and warped, joists and beams bent and split. Old wood has never been perfect after it's been soaked for days and dried slowly for months.

  • Executive Order JBE-2016-65 Task Force has to setup a method for the public to offer input
    Contributor

    According to Governor Edwards Executive Order JBE-2016-65 the Task Force has to setup a method for the public to offer input and to allow them to make policy based on such input.

  • An estimated 3,800 Louisiana Flood Victims denied CDBG-DR Grants for simply being approved an SBA loan amount
    Contributor

    Governor Edwards is aware of Public Law 115-123 signed by congress and the president on Feb. 9, 2018 which states that individuals that declined to accept assistance from the SBA will not have the SBA approved loan amount used as a Duplication of Benefits

  • Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO
    Contributor

    After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

  • State of Louisiana OCD-DRU adds DOB to Flood Victims Denied SBA Loans because of Adverse Financial conditions
    Contributor

    The State office of Community Development director Patrick Forbes denies flood victims HUD CDBG-DR Funds and adds SBA Loans that the SBA has Declined because of Adverse reasons. State demands Homeowners provide SBA details of the Adverse condition.

  • State of Louisiana Task Force Meeting SBA Fix topic July 13, 2018 where will the money go if no SBA Fix?
    Contributor

    Not only does the Director of the State of Louisiana OCD-DRU Patrick Forbes state that it will take HUD Guidance or Congress to pass law. He goes deeper into what he will spend it on if the $682 million isn't used for the SBA Fix. This was in APA 9 .

  • State of Louisiana OCD-DRU corrects Action Plan 9 and effectively hides $682 million to benefit credit worthy
    Contributor

    When plans are made to move money from one program to the next amounts below several million do not have to be approved by HUD but when the State of Louisiana OCD-DRU places 682 million of homeowners assistance "on hold" for SBA loan recipients...

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