• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.

As new policy is created and old policy is updated or eliminated we'll bring changes to programs to your attention.

We have several grassroots programs which can help you if you interact with them. Don't think for a moment recovery will come knocking on your door. You have to go out and make it happen.

We'll help you build your advocacy group as well as help you with becoming a positive change activist.

Some groups you might be interested in.

  • Restore LA Program Info Exchange Focus: HUD CDBG-DR Grants, State Grantees, SBA DOB related to HUD Grants. Focus on HUD Recovery Grants and local state policies.
    (Private Facebook.Com Group in Louisiana all are welcome.)
  • Stop FEMA Now Focus: FEMA Recovery efforts, SBA Disaster Loans, Long term recovery focus on Super storm Sandy Victims. (Public Facebook.Com Group based out of New Jersey.)
  • SBA Disaster Recovery Loans Learn who should not apply. Learn what the SBA will do to approve you. Learn about low income homeowners without credit being offered loans by using their homes as collateral. Learn the truth about the SBA lending practices and how some homeowners would never be able to repay the loan.
    (National group focused on SBA Disaster Loans and what the true costs are.)
  • Homeowner - Contractor Focus: Helping Homeowners self contract and manage their own hiring and firing of workers to get the job of recovery completed. We share our experiences and share our processes.
    (Public Facebook.Com Group for homeowners managing their construction projects)
  • Disaster Recovery Reform Act (DRRA) Focus: Disaster Feedback in relationship to Congressional Representatives actions for better recovery processes. This is a mix of federal policy with homeowners feedback related to federal disaster recovery policy.

Proposed / Needed Groups:

  • State of XX HUD CDGB-DR Grantee: We need individuals that have time to administrate and moderate local groups focused on your state agencies that distribute HUD CDBG-DR grants. We will assist you with your setup and help you keep up with HUD policy as well as forecast what move your state will make within the program. We'll teach you how to be your states "Watchdog" to reduce government waste and to help guard against fraud against the American Taxpayers.
    (Groups by state for HUD CDBG-DR Grant award assistance. Groups need to form before FEMA - SBA applicants are started.

  • An estimated 3,800 Louisiana Flood Victims denied CDBG-DR Grants for simply being approved an SBA loan amount
    Contributor

    Governor Edwards is aware of Public Law 115-123 signed by congress and the president on Feb. 9, 2018 which states that individuals that declined to accept assistance from the SBA will not have the SBA approved loan amount used as a Duplication of Benefits

  • Just tell FEMA No Thanks when they refer you to the SBA Disaster Loan Program. 80 Percent AMI or lower? Say NO
    Contributor

    After a Disaster you must identify what your AMI is before you file with FEMA. This was learned from experience and from policies in place by states with declared disaster.

  • State of Louisiana OCD-DRU adds DOB to Flood Victims Denied SBA Loans because of Adverse Financial conditions
    Contributor

    The State office of Community Development director Patrick Forbes denies flood victims HUD CDBG-DR Funds and adds SBA Loans that the SBA has Declined because of Adverse reasons. State demands Homeowners provide SBA details of the Adverse condition.

  • State of Louisiana Task Force Meeting SBA Fix topic July 13, 2018 where will the money go if no SBA Fix?
    Contributor

    Not only does the Director of the State of Louisiana OCD-DRU Patrick Forbes state that it will take HUD Guidance or Congress to pass law. He goes deeper into what he will spend it on if the $682 million isn't used for the SBA Fix. This was in APA 9 .

  • State of Louisiana OCD-DRU corrects Action Plan 9 and effectively hides $682 million to benefit credit worthy
    Contributor

    When plans are made to move money from one program to the next amounts below several million do not have to be approved by HUD but when the State of Louisiana OCD-DRU places 682 million of homeowners assistance "on hold" for SBA loan recipients...

  • HUD Grantee state of Louisiana denies Retiree Reimbursement for reconstruction for not following HUD policy
    Murray Wennerlund

    HUD Grantee the State of Louisiana denied a retiree any reimbursement for rebuilding their home to city and parish codes regarding Base Flood Elevation months before the HUD Grantee LRHAP released policy and guidelines for reconstruction of flooded homes.

  • U.S. Small Business Administration has Declined my SBA Disaster Loan - You are the lucky one
    Contributor

    When you reach out to the SBA Disaster Loan program to have your loan cancelled because you find you can not financially afford the loan at the monthly payment amounts they offered. Living Paycheck to Paycheck is proof SBA loan debt is not an option.

  • Governor John Edwards of Louisiana forms the Restore Louisiana Task Force and outlines it's roles and purpose.
    Murray Wennerlund

    According to the Governors Executive Order JBE 2016-65 our task force is to allow the public input and use the public input. To date, its public comments on deaf ears. There must be a mechanism for public input and the opportunity to modify priorities.

  • State of Louisiana accepted HUD Guidance Nov 16 2011 76 FR 71060 Duplication of Benefits as policy
    Writers Pool

    Funds are not reasonably anticipated when the source and/or amount is indefinite, or the applicant is unaware that he/she may be eligible to receive additional funds at a later date.

  • State of Louisiana accepted HUD Guidance Nov 16 2011 76 FR 71060 Duplication of Benefits policy
    Contributor

    HUD Guidance Nov. 16, 2011 76-FR-71060 Duplication of Benefits policy. We have declined assistance from the SBA Disaster Loan Program and have Cancelled our approved loan based on our household debt burden and inability to repay.

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    Supervisor

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  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

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