• Through Disaster Experience
  • For every path there's a road block of bureaucracy
  • Our paths although different still meet at the waters edge.
  • Victims of Disasters see difficulties from ground level.

We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.

As new policy is created and old policy is updated or eliminated we'll bring changes to programs to your attention.

We have several grassroots programs which can help you if you interact with them. Don't think for a moment recovery will come knocking on your door. You have to go out and make it happen.

We'll help you build your advocacy group as well as help you with becoming a positive change activist.

Some groups you might be interested in.

  • Restore LA Program Info Exchange Focus: HUD CDBG-DR Grants, State Grantees, SBA DOB related to HUD Grants. Focus on HUD Recovery Grants and local state policies.
    (Private Facebook.Com Group in Louisiana all are welcome.)
  • Stop FEMA Now Focus: FEMA Recovery efforts, SBA Disaster Loans, Long term recovery focus on Super storm Sandy Victims. (Public Facebook.Com Group based out of New Jersey.)
  • SBA Disaster Recovery Loans Learn who should not apply. Learn what the SBA will do to approve you. Learn about low income homeowners without credit being offered loans by using their homes as collateral. Learn the truth about the SBA lending practices and how some homeowners would never be able to repay the loan.
    (National group focused on SBA Disaster Loans and what the true costs are.)
  • Homeowner - Contractor Focus: Helping Homeowners self contract and manage their own hiring and firing of workers to get the job of recovery completed. We share our experiences and share our processes.
    (Public Facebook.Com Group for homeowners managing their construction projects)
  • Disaster Recovery Reform Act (DRRA) Focus: Disaster Feedback in relationship to Congressional Representatives actions for better recovery processes. This is a mix of federal policy with homeowners feedback related to federal disaster recovery policy.

Proposed / Needed Groups:

  • State of XX HUD CDGB-DR Grantee: We need individuals that have time to administrate and moderate local groups focused on your state agencies that distribute HUD CDBG-DR grants. We will assist you with your setup and help you keep up with HUD policy as well as forecast what move your state will make within the program. We'll teach you how to be your states "Watchdog" to reduce government waste and to help guard against fraud against the American Taxpayers.
    (Groups by state for HUD CDBG-DR Grant award assistance. Groups need to form before FEMA - SBA applicants are started.

  • Restore Louisiana Task Force approves using Homeowners HUD grants as Seed Money for State mitigation projects
    Murray Wennerlund

    Many never heard it coming, others actually knew since July of 2018 that the program that was once designed to help homeowners would be used to fund state mitigation projects directly or indirectly. This time its direct, state asks for SEED Money!

  • True experience with IEM Inc. Disaster Recovery people, it is very hard to find straight answers
    Murray Wennerlund

    For months homeowners have asked the same question of IEM contractors. Many questions were posted, email, called in to the Baton Rouge call center that IEM inc manages. Some from as far back as May 2018 that are still unanswered today. Heres one Question

  • Elevation for disaster victims, the Data, Math and illogical approach that costs flood victims 5% more.
    Murray Wennerlund

    Elevation Cost Analysis by IEM recommends increasing disaster victims out of pocket costs by more than 5 percent if homeowner selects to use concrete blocks for column supports in lieu of timber poles or wood columns.

  • State of Louisiana contractor IEM hires sub-contractor to reduce elevation caps by 5%
    Murray Wennerlund

    IEM Inc a NC Risk Management company holds true to their core business model by creating a report comparing the price of wood vs. concrete when elevating homes. The report awards 5% more grant funds to use timbers and 5% less for concrete CMU blocks.

  • State of Louisiana OCD-DRU ignores homeowners complaints regarding out of control subcontractor outsourcing
    Writers Pool

    The State of Louisiana, Division of Administration, Office of Community Development, Disaster Recovery Unit OCD-DRU creates uncontrollable subcontractor hiring practices with Innovative Emergency Management, Inc.

  • OCD-DRU Patrick Forbes accuses flood victim "..creating unnecessary panic and frustration among flood victims"
    Murray Wennerlund

    My neighbor came over banging on our door asking for me to read the 30 day notice to purchase flood insurance to cover the Programs costs or be deemed ineligible for HUD CDBG-DR Grants. This comes weeks and months after grants were awarded and signed.

  • Solution 2 Reconstruction Homeowners Experience and Knowledge gained, researched and documented version 1.4.12

    Homeowners documenting policy and procedures of the Louisiana Homeowners Assistance Program for the great floods of 2016 have completed the next updated revision of the homeowners management guide to Solution 2 construction projects.

  • Solution 1 Reconstruction Homeowners Experience and Knowledge gained and documented version

    Homeowners documenting policy and procedures of the Louisiana Homeowners Assistance Program for the great floods of 2016 have completed the next updated revision of the homeowners management guide to Solution 1 construction projects.

  • Part III Pay Up or Get Out, Flood Insurance Requirements Homeowners Assistance Program flyer version 3.1
    Murray Wennerlund

    Did the State of Louisiana OCD-DRU forget to inform homeowners and grant recipients the correct amount of NFIP Flood insurance to carry to cover Program Costs? Why did a 30 day notice go out just 30 days after the unannounced policy change of 10-5-2018?

  • Part II Pay Up or Get Out, You have not provided evidence that you are maintaining sufficient flood insurance.
    Murray Wennerlund

    State of Louisiana OCD-DRU Directors Response to unfair policy enforcement: "...completely incorrect information and statements not based in current law or policy...". The letter that the state sent to flood victims is below. You have 30 days to comply.

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We need to recover as much as possible the R22 refrigerant in our 5 ton home AC unit. It does not have...

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