• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.

Policy that concerns your disaster recovery

Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.

To make your experience with recovery a positive one we have to start off with a couple of negatives.

1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.

2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.

3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.

As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.

You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.

  • FEMA Individual and Households Program IHP Grants explained Part 1 of 2
    Murray Wennerlund

    FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

    FEMA
  • Appeal FEMA inspector verified loss determination. You need $8,000 in damages to qualify for HUD CBDG-DR Grant
    Murray Wennerlund

    Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

    FEMA
  • 5 weeks into recovery Sept. 28, 2016 LOUISIANA TASK FORCE Ms. Suzie Elkins tells the True SBA story to members
    Writers Pool

    When you depend on government to share information that is vital for your disaster recovery planning be sure to start listening to your intelligent, knowledgeable, honest, trustworthy, caring local government officials like [ENTER MYSTICAL NAME HERE]

    Fact Check
  • Executive Order JBE-2016-65 Issues with Public Input to Louisiana Task Force
    Contributor

    When more than one request for information regarding rules and policy of boards and commissions went unanswered, we were forced to bring into question if the Louisiana Task Force was breaking Public Input policy as shown in JBE-2016-65.

    Fact Check
  • FEMA-4377-DR Texas Amendment No. 2 to Notice of a Major Disaster Declaration
    Contributor

    Disaster declaration for the State of Texas DR-4377, dated July 6, 2018. Amended to include the following area Jim Wells County for Individual Assistance. Review your FEMA to SBA referral very carefully and before you apply to the SBA know what to expect.

    HMGP
  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018
    Contributor

    Disaster declaration State of California amended to include the following area among those areas determined to have been adversely affected by the disaster DR-4382 Lake County for Individual Assistance. Learn what is important from a homeowners opinion.

    FEMA
  • FEMA-4332-DR Texas Hurricane Harvey Notice of a Major Disaster Declaration August 25, 2017
    Contributor

    Disaster declaration for the State of Texas DR-4332, dated August, 2017. We have been helping many of you regarding your FEMA to SBA loan assistance. We know what you are facing and have been fighting nearly the same battle to correct the SBA issue

    FEMA
  • PUBLIC INPUT REQUEST: Thinking back when you visited FEMA and FEMA instructed you to apply to the SBA Program.
    Murray Wennerlund

    This Labor Day weekend when you have time I would like for you to think back to the visit you made with FEMA and the SBA processing center. I want to hear from all disaster states, all people told by FEMA to apply to the SBA. Share your SBA Loan story.

    SBA Loans
  • Do I have to apply for a SBA loan in order to be eligible for other Federal assistance?
    Contributor

    Yes, for certain types of FEMA assistance like ONA a very rare grant to receive. No, for CDBG-DR assistance, but be very careful of your state CDBG-DR manager, they could be a Wolf in sheep's clothing. Check your AMI, if below 80 DO NOT APPLY TO THE SBA!

    Fact Check
  • Denied HUD CDBG-DR Grants and Reimbursement for reconstruction of your home below HUD elevation requirements?
    Murray Wennerlund

    What you need to know today to fight HUD CDBG-DR elevation rulings before Nov. 21 2016 if you elevated BFE plus one foot. What city planners need to know for future elevation and permitting requirements to meet HUD CDBG-DR guidelines and policy.

    CDBG-DR

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Comments

  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Read
  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Supervisor O.

    FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Read