• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.

Policy that concerns your disaster recovery

Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.

To make your experience with recovery a positive one we have to start off with a couple of negatives.

1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.

2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.

3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.

As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.

You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.

  • SBA Disaster Loan Program explained by disaster victims
    Murray Wennerlund

    Do Not Allow Disaster Stress to cloud your logical thinking and rational thought processes. The SBA will key in on your suffering and make the SBA Disaster Loan sound like a Government Gift Basket.

  • What to expect when you register with FEMA after your disaster from a homeowners point of view.
    Murray Wennerlund

    FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

  • FEMA Individual and Households Program IHP Grants explained Part 2 spending for reimbursement earnings.
    Murray Wennerlund

    After you have read part one this is the part that ties it all together. This is from our 2016 Floods and our experience with FEMA Grants and the Duplication of Benefits issue we all face when HUD CDBG-DR grants become available.

  • South Carolina Identify your AMI percentage before applying with FEMA for IA or IHP
    Murray Wennerlund

    You should know your AMI percentage to get an idea of what other grants may be available to you in the near future. The IA and IHP FEMA grants are for specific items or components of your home.

  • North Carolina identify your AMI percentage before taking your first step with FEMA for IA or IHP assistance.
    Murray Wennerlund

    Our experience tells us to identify 2 factors before applying to FEMA for any type of grant award. You MUST apply to FEMA if you plan on asking or using any federal assistance or non profit groups. Applying to be issued an FEMA Disaster Account ID.

  • FEMA Individual and Households Program IHP Grants explained Part 1 of 2
    Murray Wennerlund

    FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

  • Appeal FEMA inspector verified loss determination. You need $8,000 in damages to qualify for HUD CBDG-DR Grant
    Murray Wennerlund

    Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

  • 5 weeks into recovery Sept. 28, 2016 LOUISIANA TASK FORCE Ms. Suzie Elkins tells the True SBA story to members
    Writers Pool

    When you depend on government to share information that is vital for your disaster recovery planning be sure to start listening to your intelligent, knowledgeable, honest, trustworthy, caring local government officials like [ENTER MYSTICAL NAME HERE]

  • Executive Order JBE-2016-65 Issues with Public Input to Louisiana Task Force
    Contributor

    When more than one request for information regarding rules and policy of boards and commissions went unanswered, we were forced to bring into question if the Louisiana Task Force was breaking Public Input policy as shown in JBE-2016-65.

  • FEMA-4377-DR Texas Amendment No. 2 to Notice of a Major Disaster Declaration
    Contributor

    Disaster declaration for the State of Texas DR-4377, dated July 6, 2018. Amended to include the following area Jim Wells County for Individual Assistance. Review your FEMA to SBA referral very carefully and before you apply to the SBA know what to expect.

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