• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

This page and this section of the website is dedicated to sharing disaster relief experience from the victims point of view and how we navigate the federal disaster assistance agencies.

Policy that concerns your disaster recovery

Find a group and get involved. You will hear stories about the Katrina days, the Sandy days but those are nothing when you compare the big business of today's disaster recovery processes and policy. From the Louisiana Floods of 2016, Texas, Puerto Rico, Florida, North Carolina, South Carolina, Indiana, California, Wisconsin, Illinois and more. It's easier to track by disaster number starting with DR-4263 to what disaster people are attempting to recover from today.

To make your experience with recovery a positive one we have to start off with a couple of negatives.

1. DO NOT USE SBA Disaster Loans for anything other than business loans if you have a business. You should use private banks and private lenders before any federal assistance is offered to you in the form of a repayable loan.

2. FEMA IA Grants are good, get as much as you can, keep asking for more, food, shelter, get this done.

3. FEMA IHP Grants are also go but you must know how to spend the money and if you are unemployed and don't see employment in your near future skip this money, you will have to pay it back and it will not be easy if you do not spend it on just what it's designed to help with. Home structural repairs. Read more here.

As a group of suffering from the lack of planning and the unskilled government appointed members of our disaster recovery unit I can speak for hundreds when it comes to unprofessional and total chaos within a state that has its share of disasters. Each disaster new teams make up new rules and hire new sub-contractors for hundreds of millions. Currently we are fighting the unprofessional management shipped in from North Carolina after their limited money management for Sandy victims. I can say unprofessional because management actually talks about individuals in their offices and chain mails social media posts. Not to mention their construction teams making up policy as they go. Our storms were from 2016, their policy for our recovery is still being edited Oct. 2018 and wasn't on paper until 2018. So when IEM Inc. knocks at your recovery door when not ask some of us in Louisiana for a review of their employees starting from their operations directors and licensed contractors.

You'll find more information within this pages that will help you than any FEMA center. We'll share with you just what it takes to communicate with HUD, HUD Exchange and HUD OIG when you have to report issues and believe me when I say you will suffer from the issues for years if you don't call your state government out on everything that isn't logical. For us it's like a full time job just reading reports and correcting state level government issues before they report to HUD.

  • All areas within the disaster state are offered assistance under the Hazard Mitigation Grant Program
    Murray Wennerlund

    After Hurricane Gustav many had forgot about the HMGP offered by FEMA. By the time Isaac cleanup was over the window to apply for these disasters for elevation and acquisitions were over. Dont miss out on your opportunity to use grants to mitigate damage

    HMGP
  • State of Louisiana Reconstruction Guide from a Homeowners perspective that may end tragically
    Murray Wennerlund

    The state of Louisiana has outsourced nearly all the recovery processes from the 2016 floods that is making every flood victim look over policy not only once, twice, but weekly for any unannounced changes.

    OCD-DRU
  • DENIED BY TASK FORCE And OCD-DRU Director Homeowner Declined or Canceled SBA Disaster Assistance
    Murray Wennerlund

    Its difficult enough recovering from a disaster, but even more difficult when the execute order to establish a task force does not have provisions that the task for research and discuss public input. Denied citizen solutions without discussion.

    OCD-DRU
  • SBA Disaster Loans are marketed like no conventional lender could ever market a loan.
    Murray Wennerlund

    The SBA has more money than any conventional lender to do marketing after a disaster. The SBA can by omission of fact mislead homeowners down the path of serious debt burden and even loan default.

    SBA Loans
  • Is this the answer to SBA Loans HR 302 Vote 9-24-2018 SEC. 1210. DUPLICATION OF BENEFITS
    Murray Wennerlund

    It was announced today, 9-22-2018 that the SBA Fix is in! Yes, finally, those that took the SBA Disaster Loan program federal assistance funds can finally not have their loan calculated as a duplication of benefits once the Governor asks the US President.

    SBA Loans
  • SBA Disaster Loan Program explained by disaster victims
    Murray Wennerlund

    Do Not Allow Disaster Stress to cloud your logical thinking and rational thought processes. The SBA will key in on your suffering and make the SBA Disaster Loan sound like a Government Gift Basket.

    SBA Loans
  • What to expect when you register with FEMA after your disaster from a homeowners point of view.
    Murray Wennerlund

    FEMA has some great media information, but like all glossy handouts, its missing the actual end user experiences and feedback. We never find customer complaints and it's always missing information they just seem to not share with disaster victims.

    FEMA
  • FEMA Individual and Households Program IHP Grants explained Part 2 spending for reimbursement earnings.
    Murray Wennerlund

    After you have read part one this is the part that ties it all together. This is from our 2016 Floods and our experience with FEMA Grants and the Duplication of Benefits issue we all face when HUD CDBG-DR grants become available.

    FEMA
  • South Carolina Identify your AMI percentage before applying with FEMA for IA or IHP
    Murray Wennerlund

    You should know your AMI percentage to get an idea of what other grants may be available to you in the near future. The IA and IHP FEMA grants are for specific items or components of your home.

    FEMA
  • North Carolina identify your AMI percentage before taking your first step with FEMA for IA or IHP assistance.
    Murray Wennerlund

    Our experience tells us to identify 2 factors before applying to FEMA for any type of grant award. You MUST apply to FEMA if you plan on asking or using any federal assistance or non profit groups. Applying to be issued an FEMA Disaster Account ID.

    FEMA

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Comments

  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Read
  • FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Supervisor O.

    FEMA-4382-DR California Amendment No. 1 to Notice of a Major Disaster Declaration of August 4, 2018

    Read