Our experience tells us to identify 2 factors before applying to FEMA for any type of grant award. You MUST apply to FEMA if you plan on asking or using any federal assistance or non profit groups. Applying to be issued an FEMA Disaster Account ID.

FEMA may have awarded you up to 30,000 in Individual and Households grants called IHP and they may have listed that this grant is for Home Repairs. Your letter will say home repairs and you might think everything in your home is repairable, right?

Appeal FEMA using these two sample pages and documents to write your appeal to FEMA and your states CDBG-DR for those that have not been allowed into the program because of the FVL FEMA Verified Loss being below 8,000 or 12" of water.

When you depend on government to share information that is vital for your disaster recovery planning be sure to start listening to your intelligent, knowledgeable, honest, trustworthy, caring local government officials like [ENTER MYSTICAL NAME HERE]

When more than one request for information regarding rules and policy of boards and commissions went unanswered, we were forced to bring into question if the Louisiana Task Force was breaking Public Input policy as shown in JBE-2016-65.

Disaster declaration State of California amended to include the following area among those areas determined to have been adversely affected by the disaster DR-4382 Lake County for Individual Assistance. Learn what is important from a homeowners opinion.

Disaster declaration for the State of Texas DR-4332, dated August, 2017. We have been helping many of you regarding your FEMA to SBA loan assistance. We know what you are facing and have been fighting nearly the same battle to correct the SBA issue

Disaster declaration for the State of Texas DR-4377, dated July 6, 2018. Amended to include the following area Jim Wells County for Individual Assistance. Review your FEMA to SBA referral very carefully and before you apply to the SBA know what to expect.

This Labor Day weekend when you have time I would like for you to think back to the visit you made with FEMA and the SBA processing center. I want to hear from all disaster states, all people told by FEMA to apply to the SBA. Share your SBA Loan story.

Yes, for certain types of FEMA assistance like ONA a very rare grant to receive. No, for CDBG-DR assistance, but be very careful of your state CDBG-DR manager, they could be a Wolf in sheep's clothing. Check your AMI, if below 80 DO NOT APPLY TO THE SBA!