Disaster Assistance, how to begin.
Recovering after a declared disaster takes time and knowledge of state and federal policies and procedure.

Welcome to Truck And Tools Disaster Assistance pages.

Use the Disaster Recovery menu links to find information related to FEMA declared disasters, HUD CDBG-DR, SBA disaster loans and your state agencies which manage your local disaster recovery programs.

Your disaster recovery success will be directly related to the amount of effort you put into your overall recovery.

Below you're find an index of articles in order of publication. To narrow your search use the Disaster Recovery menu categories then use word search located near the end of each index page. Articles will appear first with indexing of other articles related to the category and search word you have used.

If you can not find the answer to your question feel free to use the Comment | Suggestion | Feedback form located at the end of every article to ask your question.

I do not provide public assistance or any fee based or individual assistance. I do read comments, suggestions and feedback and will research any topic you present that is not currently covered and related to the categories listed in the disaster recovery menu.

Example: "My mobile home was on property not in my name but the mobile home is in my name and was damaged by Hurricane Ida. How do I prove I lived in the home before the disaster date so I can be eligible for HUD CDBG-DR grants?"

EIDL, EIDG to PPP SBA Duplication of Benefits Calculation

by Murray Wennerlund published 8-6-2020 updated 1-15-2022
EIDL, EIDG to PPP SBA Duplication of Benefits Calculation. COMPENSATION FROM OTHER SOURCES

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What proposals would you make to secure your future during the 2020 / 2021 declared pandemic?

by Writers Pool published 8-6-2020 updated 1-15-2022
When congress runs out of ways to not do anything for disaster relief they turn to the public and ask if we wouldnt mind if they repeat what the 111th congress did. Is that Ok America? I think its like handing in someones old research project.

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Pandemic Unemployment Assistance, Disaster Unemployment Assistance and Unemployment Insurance.

by Writers Pool published 8-6-2020 updated 1-15-2022
Pandemic Unemployment Assistance, Disaster Unemployment Assistance and Unemployment Insurance.

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EIDL Detailed: Self-Employed / Independent Contractor.

by Murray Wennerlund published 8-6-2020
With more independent contractors, freelancers, gig workers being counted out of the disaster recovery process it looks like SBA Economic Injury Disaster Loans may be a low costs option but only if your business is going to be able to return.

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Can I take both PPP and EIDL then ask for 100% forgiveness for my PPP?

by Murray Wennerlund published 8-6-2020
Can I take both PPP and EIDL then ask for 100 forgiveness for my PPP and use my EIDL as working capital to cover my reduced earnings because of the covered period of the COVID-19 pandemic?

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US CODE Referenced in HR 748 USE OF FUNDS for SBA Economic Injury Disaster Loans.

by Murray Wennerlund published 8-6-2020
More information about what you can use your SBA EIDL for. Its working capital, its for reduction in revenue earnings during a disaster and we are in a declared disaster which should mean you cut back when you can and budget.

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PPP changes to PubL: 116-136 related to H.R. 7010

by Writers Pool published 8-6-2020
PPP changes to PubL: 116-136 related to H.R. 7010

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SBA OIG identified possible discrepancies on the calculation of interest with the EIDL

by Writers Pool published 8-5-2020 updated 1-11-2022
Congress could change the formula under the Small Business Act if it considered the language ambiguous, or it could designate an interest rate including a zero interest rate for all SBA EIDL for the duration of COVID-19.

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PPP June observations... then July extension... then the second ending August 8, 2020

by Murray Wennerlund published 8-5-2020
The Paycheck Protection Program is once again coming to an end, the same as it did in June. Do we have the Senate onboard to extend the PPP again or do we declare the pandemic a disaster and shut the doors to small business? Wait, we are doing just that!

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I asked members of the SBA Disaster Recovery Loan Facebook group in a poll about their US Senators

by Murray Wennerlund published 8-5-2020
"HOW DID YOU FEEL AFTER YOU CONTACTED YOUR TWO 2 US SENATORS ABOUT YOUR BUSINESS AND HOUSEHOLDS ECONOMIC FUTURE?"

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