• Through Disaster Experience
    KNOWLEDGE GAINED
  • For every path there's a road block of bureaucracy
    THE REAL DEAL
  • Our paths although different still meet at the waters edge.
    THE ROAD TRAVELED
  • Victims of Disasters see difficulties from ground level.
    A DIFFERENT VIEW

We are sharing with you our experiences with the federal disaster assistance agencies. We'll guide you the best we can. We'll attempt to update our guidance promptly when homeowners report changes to federal and state programs.

As new policy is created and old policy is updated or eliminated we'll bring changes to programs to your attention.

We have several grassroots programs which can help you if you interact with them. Don't think for a moment recovery will come knocking on your door. You have to go out and make it happen.

We'll help you build your advocacy group as well as help you with becoming a positive change activist.

Some groups you might be interested in.

  • Restore LA Program Info Exchange Focus: HUD CDBG-DR Grants, State Grantees, SBA DOB related to HUD Grants. Focus on HUD Recovery Grants and local state policies.
    (Private Facebook.Com Group in Louisiana all are welcome.)
  • Stop FEMA Now Focus: FEMA Recovery efforts, SBA Disaster Loans, Long term recovery focus on Super storm Sandy Victims. (Public Facebook.Com Group based out of New Jersey.)
  • SBA Disaster Recovery Loans Learn who should not apply. Learn what the SBA will do to approve you. Learn about low income homeowners without credit being offered loans by using their homes as collateral. Learn the truth about the SBA lending practices and how some homeowners would never be able to repay the loan.
    (National group focused on SBA Disaster Loans and what the true costs are.)
  • Homeowner - Contractor Focus: Helping Homeowners self contract and manage their own hiring and firing of workers to get the job of recovery completed. We share our experiences and share our processes.
    (Public Facebook.Com Group for homeowners managing their construction projects)
  • Disaster Recovery Reform Act (DRRA) Focus: Disaster Feedback in relationship to Congressional Representatives actions for better recovery processes. This is a mix of federal policy with homeowners feedback related to federal disaster recovery policy.

Proposed / Needed Groups:

  • State of XX HUD CDGB-DR Grantee: We need individuals that have time to administrate and moderate local groups focused on your state agencies that distribute HUD CDBG-DR grants. We will assist you with your setup and help you keep up with HUD policy as well as forecast what move your state will make within the program. We'll teach you how to be your states "Watchdog" to reduce government waste and to help guard against fraud against the American Taxpayers.
    (Groups by state for HUD CDBG-DR Grant award assistance. Groups need to form before FEMA - SBA applicants are started.

  • Community leaders should start taking a stand against the SBA Disaster Loan Program and FEMA delivery sequence
    Murray Wennerlund

    When FEMA tells a low income family or a moderate income family to apply to the SBA FEMA is sending that family into debt burden beyond recovery. When you thought your disaster was bad, wait one year to see what applying for SBA loans will do to LMI

  • Louisiana Disaster Victims 2016 Floods are requesting Data Feed information from SBA as it may contain errors
    Murray Wennerlund

    The SBA data feed which is used by the State of Louisiana Office of Community Development to determine duplication of benefits may contain inaccurate information that is penalizing homeowners thousands of dollars and may disqualify them from HUD Grants.

  • Restore Louisiana Task Force Meeting July 13th 2018 Waivers Policy Clarification Vote Requests and Assistance
    Murray Wennerlund

    July 13th 2018 I will be reading for the Task Force 4 out of 6 proposals I have created designed to assist hundreds of Louisiana disaster victims capture more federal relief money that currently is being withheld as a duplication of benefits.

  • Louisiana Disaster Victims identify SBA formula to calculate the ability to repay impossible to reach
    Murray Wennerlund

    When Louisiana disaster victims look for help from FEMA they expect to be treated fairly and equally. But when FEMA told thousands of disaster victims they had to apply for SBA loans it was at that point homeowners became victims of federal departments

  • Louisiana Retirees are taking the fight in front of the Restore Task Force with proof the system is flawed.
    Murray Wennerlund

    Hundreds of Louisiana families are fighting our states Office of Community Development over the Duplication of Benefits determination policy that our state currently has in place.

  • Louisiana Homeowners Assistance Program Task Force are shown the SBA Loan Process Flow
    Murray Wennerlund

    To be declined a loan from the SBA you have to fail the pre-screening or not own a home basically. Once you score any any one point you are approved for an SBA Loan. You only have limited options to Withdraw and once you sign your closing you are approved

  • The SBA Offers 61 reasons to say No to a loan. The State of Louisiana knows only one word and that is DENIED.
    Murray Wennerlund

    Contractors hired to train CDBG-DR state employees for HUD are not aware of SBA policy which allows misinformation to spread. The worse enemy of a disaster victim is a poorly trained Office of Community Development Disaster Recovery Unit.

  • What are you going to ask your HUD CDBG-DR State OCD-DRU Homeowners Assistance Task Force members today?
    Murray Wennerlund

    You could start with a simple request like, How can I contact you with a proposal or issue that may effect hundreds of people. It appears our states DOA office feels that the contact information for Governor Appointed Members of the Task Force Hands Off!

  • Restore Louisiana Homeowners Assistance Program Task Force members have access to HUD approved DOB policy.
    Murray Wennerlund

    Louisiana homeowners have asked the director of Restore Homeowners Assistance one simple question. What is our states DOB policy and why is a SBA Loan counted against me when I didn't take the money and I have a letter from SBA that reads Loan Canceled?

  • Louisiana Homeowners Assistance Program Task Force will be asked to agree to policy, law, and word definition
    Murray Wennerlund

    Just one day from the July 13, 2018 Louisiana Homeowners Assistance Task Force meeting and a new wave of waivers and vote request comes 5 talking points that will be verbally presented to the Louisiana Homeowners Assistance Task Force House Committee Rm 5

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  • Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

    Jonathan L.

    Hundreds of homeowners with SBA Duplication of Benefits may have been categorized incorrectly.

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